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5% Cash ISA - Nottingham BS (branch only)
Comments
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says fixed rate?£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Gordon_the_Moron wrote: »You lose 180 days interest if you withdraw early and its a variable rate, I live within walking distance of a Nottingham branch and wouldn't touch it (plus I got a Santander loyalty flexible ISA in April and filled it on April 6th so am getting 3.5% on the lot for a year)
Wait till you try & transfer it somewhere else
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ffacoffipawb wrote: »The 5% ends after month 7, so that makes it an impossibility!
In the final month you are allowed to top it up to the limit though
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black_taxi wrote: »says fixed rate?
The Interest rate is variable. The current rate of interest is shown below. You can also check your interest rate at any time on our website or by phoning our 24 hour rateline on 0845 795 9666
From: http://www.thenottingham.com/savings/starter-isa-issue-1/If you don't like what I say slap me around with a large trout and PM me to tell me why.
If you do like it please hit the thanks button.0 -
Old_Slaphead wrote: »Wait till you try & transfer it somewhere else
Didn't have a problem moving last year's on to Halifax in April this year.If you don't like what I say slap me around with a large trout and PM me to tell me why.
If you do like it please hit the thanks button.0 -
ffacoffipawb wrote: »The balance is as at 30/08/2011 - interest gets added monthly to the account and the projected amount at maturity is a smidgeon over £85,000.
Tha amount transferred in was £66,955.20 on 30/06/2011 with interest added on 30/07/2011 of £278.07 and on 30/08/2011 of £279.23.
I ring up at the start of every month for an updated balance as there's no online access available.
THeir interest formula is =0.01*INT(100*(0.0489/365)*D*X) - when I use this my spreadsheet agrees both lots of interest added.
D = Days of interest to add = Days in month
X = Balance brought forward
Note that (1 + 0.0489/12)^12 - 1 = 0.05 = 5% annualised return.
Dont suppose you have a non 0870 /0845 number to call them on, its costing me a fortune!!!
I only have a few K in it and couldnt afford to put a full 5.1 in in June, so really well done on your savings!!!0 -
Dont suppose you have a non 0870 /0845 number to call them on, its costing me a fortune!!!
Try looking here
http://www.saynoto0870.com/companysearch.php
HTH0 -
Old_Slaphead wrote: »Wait till you try & transfer it somewhere else
I have done that now to a fixed rate account, it took less than a week.If you don't like what I say slap me around with a large trout and PM me to tell me why.
If you do like it please hit the thanks button.0
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