Moving in with my boyfriend and tax credits

Scarlett1

TheBaptist wrote:

I don't think it's fair for the government to expect my bf to pick up the tab for my son when he's not his father (unfortunately) so I'm not very happy about this but I guess I'm not alone.

when a guy 'takes you on' as they say they also take on your children, you come with a son so if your boyfriend wont pick up the tab then you will be much better staying on your own, its no good you losing the majority of your entitlement for him but him not considering himself as a step dad and contributing in any way, sorry for the little essay but charging you rent aswell

kelloggs36

Hello Lottee and Graham-Devon, it's me again!!! Anyway, to the OP, there is no way around it I'm afraid. May I ask whether you are claiming any child support from your ex? I am making assumptions that he is an ex and not deceased, and if that is the case I apologise.

However, you will not be classed as his tenant at all, you are his partner there are no two ways about it. No help with rent. Tax credits will be assessed based upon your joint income. If you are able to claim maintenance from your ex it is not counted as far as tax credits are concerned so it will be all yours to use towards your childcare.

TheBaptist

Scarlett1 wrote:

when a guy 'takes you on' as they say they also take on your children, you come with a son so if your boyfriend wont pick up the tab then you will be much better staying on your own, its no good you losing the majority of your entitlement for him but him not considering himself as a step dad and contributing in any way, sorry for the little essay but charging you rent aswell

I think that's terribly unfair but never mind. Thanks for everyone's help.

Scarlett1

TheBaptist wrote:

I think that's terribly unfair but never mind. Thanks for everyone's help.

whats unfair is your boyfriend treating you like a lodger rather than a partner, its not fair for you to lose what little help you have, let us know what happens though x

lottee

TheBaptist wrote:

I think that's terribly unfair but never mind. Thanks for everyone's help.

Hi again everyone (you know who you are x )

No offense Baptist, you make think it's unfair, but surely a majority of the country would be claiming if these rules weren't put in place. My mum & my biological sperm doner split up when I was a baby. My DAD took us on & didn't think it was unfair. As above you are a package, if he doesn't like it then perhaps he isn't man enough? I know you haven't stated that he has a problem with it, but just food for thought maybe.

kelloggs36

TheBaptist wrote:

I think that's terribly unfair but never mind. Thanks for everyone's help.

I'll tell you what is REALLY unfair: if an ex is supposed to be paying CSA maintenance and the PWC getting housing benefit but the ex refuses to pay, the council still take the amount of maintenance into account on her claim even if she isn't getting it!!! so she loses out twice - first coz she isn't getting it and then having her benefit deducted so she has to find the shortfall as well. This is absolutely stupid. If there is evidence (easily available from CSA) that the parent isn't paying then it should not be taken into account.

I can understand the reason, but this is easily rectified. If he pays the arrears off, then benefit can be adjusted to recoup overpayment at a reasonable rate, but in its current form the PWC is completely stuffed and could lose her and her children's home.

:mad: :mad: :mad:

Has anybody suffered from this? Or has the situation changed? Luckily for me, I'm not in receipt of any benefits because although my ex is supposed to pay be 73.37 PER WEEK he has NEVER paid, so if I were on housing benefit, I would be homeless!!!:eek:

djdido2

I can understand where the OP is coming from though!! I was completely self sufficient then moved in with my (now ex) partner and my daughter (not my dd's father). He earned wages over the entitlement for WTC so i cancelled my claim. Lo and behold a few months later the selfish pig realised that we were reliant on his salary and my part-time contribution and we were living off fresh air. Granted we had a roof over our heads but it didn't take long for me to accrue debts because he would not pay for anything other than HIS mortgage and utlity bills. I left in the end.

Not supporting claiming fraudulently but I realise the consequences of the OP's financial independence coming to a halt.

kelloggs36

i understand too, but that is down to the new bf really. As you found, your ex was too selfish to take you all on at the true cost but not all men are like that! My hubby is lovely, he took on me and my daughter and despite not getting any maintenance off my ex (oh how we have tried!!) he has fully supported us. He considers my daughter as his own and treats her as such - we are a family. Now we are an even bigger family as we have another 2 children now, but we get nothing but the bare minimum such as child benefit and minimum child tax credits. I could split from him and get loads, but that's not the point. A family is a family and needs to support itself as much as it can. We could all be better off if we lived separately and still stayed together (another post springs to mind here!) but we won't go into that here! If he is worth anything, he will support you as he should. If not then you will soon find out and can leave and start again. Hope it all works out for you and he is a good one!!

seggy1

Hi My Dear Dont Live With Your Boy Friend You Are Better Off Living Alone And You Or Him Visit Each Other Better That Way To Risky As Alott Of People Would Shop You Arthur

lottee

seggy1 wrote:

Hi My Dear Dont Live With Your Boy Friend You Are Better Off Living Alone And You Or Him Visit Each Other Better That Way To Risky As Alott Of People Would Shop You Arthur

Yes, people perhaps would 'shop you' as you put it. Because it's fraud is it not?

Here we go again. I'm getting freakin' dizzy.