Husband reduced overdraft, expects me to take debt on

pearl123

I suggest you go to the CAB Citzens Advise Bureau. Go threw your money issues with them. Maybe, there is something that has been missed out (like an benefit) which could help. It is worth checking out that all areas are covered with them especailly since it's a free service.
Freeze that bank account that is with the debt in immediately. The CAB can also work on your behalf and arrange re-payment details with your bank. (Well they used too ? I believe they still do this)

Tell you partner that if he does not cough up for his children you'll walk around town with a sign/ billboards on your back naming your husband and stating that he works cash in hand and won't feed his children!

Best of luck - I think you'll be much better off without your partner in the long run. He sounds like a rotten egg.

adamantine

freeze the bank account and transfer all your payments into your sole named account.

oh and get yourself a new solicitor. i wasted 2 years with my 1st solicitor and after changing ive finally made progress. 12 weeks and my old one hadnt applied for legal aid and 1 HOUR after i left my new one my legal aid application was filed and they are alot busier then the orginal lot!

Ames

The way I read it, the OP doesn't have a problem with paying her half of the OD, but doesn't trust him to stick to the bargain and pay his half in. After all, he is wanting her to pay it in first.

peachyprice

Ames wrote: »

The way I read it, the OP doesn't have a problem with paying her half of the OD, but doesn't trust him to stick to the bargain and pay his half in. After all, he is wanting her to pay it in first.

If she has the account frozen he won't be able to take the money out though.

The other way around that is for them both to physically go to the bank together, hand their cash over and close the account there and then.

floss2

dirtysexymonkey wrote: »

... cos she doesnt want to pay her own debts!

The OP hasn't actually said this.... don't forget she has no job & no income as she is a SAHM yet needs to feed her children - she only has her Child Benefit and whatever benefits she has not yet been awarded. The last time I looked the banks would not accept Monopoly money to repay overdrafts!

pearl123 wrote: »

....Tell you partner that if he does not cough up for his children you'll walk around town with a sign/ billboards on your back naming your husband and stating that he works cash in hand and won't feed his children!...

Love this idea!

RAS

missamoo wrote: »

My biggest question really is what is my position legally to the debt on the bank account. he wants me to put £250 in the account and then he'll put £250 in. i don't think so!!!

You are jointly and severally liable for this debt; which means both of you owe the whole lot.

Have you cancelled all the direct debits and standing orders (do that first)

Have you written to the bank insisting that all further instruction s require both signatures? If not, get it done today to stop him mucking you around even more and running up even more debt on the account.

The write to the bank and point out that he is the one whose action led to the addiitonal charges being imposed. They will not care because legally you are equally responsible, but do it anyway.

Advise the bank that you have split uip and will not be allowed to have him in the house, are awaiting benefit decisions and tell them where he lives and where he works. They will probably prefer to chase him.