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** Wish I was a money fairy **

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Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ok, tough love time.

    A HUNDRED SODDING QUID ON NEWSPAPERS???!!!!

    Are you having a giraffe?? Pay what you owe and CANCEL this. You don't need newspapers, all of them are online anyway now. Good lord....!

    Woo for cheap haircuts though :D What hairdye do you use? I use Live and it's half price in Superdrug at the moment so less than £3 :money:
  • Ok, tough love time.

    A HUNDRED SODDING QUID ON NEWSPAPERS???!!!!

    Are you having a giraffe?? Pay what you owe and CANCEL this. You don't need newspapers, all of them are online anyway now. Good lord....!

    Woo for cheap haircuts though :D What hairdye do you use? I use Live and it's half price in Superdrug at the moment so less than £3 :money:

    Nooooo it's the local one which is £3.50 a week but I haven't paid for umpteen months. I very rarely go in the shop so I always forget to pay him. I think I might cancel them anyway as the content is getting less and the adverts are getting more but I can hardly cancel until I pay off what I owe. Give me til next pay-day.

    I use Live too, when does the superdrug offer finish. I never ever go into town but DH has a superdrug where he works so I could send him but I wont need it doing again til I next get paid.
    Emergency savings: £0 saved / £4000 target
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Nooooo it's the local one which is £3.50 a week but I haven't paid for umpteen months. I very rarely go in the shop so I always forget to pay him. I think I might cancel them anyway as the content is getting less and the adverts are getting more but I can hardly cancel until I pay off what I owe. Give me til next pay-day.

    I use Live too, when does the superdrug offer finish. I never ever go into town but DH has a superdrug where he works so I could send him but I wont need it doing again til I next get paid.

    Free delivery until tomorrow :DLinky!

    You're owing him more money every week you don't cancel. Find the other £40 from somewhere (anywhere!) and cancel right away. You were complaining last payday about how much you owed, it's going to be the same next month.
  • Amazing offer but no point in buying any if I don't need it at the moment. I think if the hair dye cost a lot more I would have stocked up, but £4.20 isn't really so bad.
    Emergency savings: £0 saved / £4000 target
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I went from the point of view that I can't get it for less than £4.50 anywhere, so save £1.81 per box, which is £9.05 saved on the five boxes I bought :D That's enough to keep me in dye for five months :money:
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    :wave:Hello Housework Fairy

    Have just read your diary from the start - I think I saw you posting on XSpender's diary so decided to pop in.

    Its hard isnt it but well done for battling on and for being so committed to the spend diary - at least you know where its going now..even if it isn't always on the right things;)

    My OH's attitude to money is also different to mine and I find that 'disconnection' hard (not sure of the right phrase but thinb you'll know what I mean). He is pretty good about not spending..(maybe better than I for most of the time)..but has no clue what the overall picture is, what our debt is or where it all goes. When we are, say, overdrawn he just tries to not spend anything at all rather than trying to stick to a budget. Of course then what happens is we can't keep it up as its too hard and then we have a blow out....(or did before I started being on here every day and keeping a diary). So, most of the time I do feel I am in this by myself. He does use ixpensit for tracking all the household spends... thats a great little app too. I dont do iphones;) so just put my spends into his phone as often as I can.

    Since Christmas I ma trying very hard to be focussed on debt busting. We have also sold a second car which we didnt need and hit Amazon and EBay in a big way. That has really helped and I have been amazed at what we have got for some stuff.

    Anyway have a good week and hope you get a break over Easter

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi HF

    I'm sure I have said this before to you but I think we might be married to the same man :rotfl:

    My DH can come up with as many excuses as possible to have more money to spend.

    Sometimes I think it is related to his depression and other times I think he can't control himself :mad:

    There was the time he was looking at ebay for a 4 x 4 - bearing in mind this had been briefly mentioned as a possibility when we had the money ie not any time soon - DH takes this to mean that it is ok to look and then buy :mad:
    So 2 days later he is on the train to Leeds having purchased a 4 x 4 for £5000 (i think - check my diary for more info :rotfl:) paid on his credit card as we had no money :mad:

    Now I am supposed to be looking after his account for him (seperate accounts as I got so fed up of having a joint account and paying all the bills when he would just be running up debt on his credit cards) as he is poorly but he still spends willy nilly and then it is me who has to make up the difference as he needs money for acupuncture every week otherwise he wouldn't be able to work and therefore earn money :mad:

    I think I need to branch out in to a rural retreat for ladies who are narked with their men and they can come and stay for rest, recuperation and relaxation (plus plenty of drink and food):rotfl:
  • It gets better. He has now spent all of his £25 which he only got given on Saturday afternoon. I really am too weary to fight so he has suggested that I give him £3.50 a day now to stop him spending it all in one go.....* speechless * (this was after he shrieked at me this weekend "you treat me like a child"....

    In other news I got the job at my old employer but I can't take it. It was a long shot really but I am still disappointed. The idea was to apply for two part time jobs that could hopefully be worked around each other. (2 longer days in 1 location and 3 shorter days in the other = 37hrs a week) however although I have been offered the job(s) they cannot be worked like that and I could have done 5 mornings in one job and 5 afternoons in the other but it would have meant too much travelling as one of the sites is 22 miles from home, so I am gutted.

    Also more of a sobering thought is the fact that if I had taken the job (18.5 hours) it would have meant a drop in wage of £350 a month which is the precise amount of monthly payments to my debts :mad: so angry with myself.

    So, back to plan B which is staying put. I don't want to go taking a reduction in money (unless it's for the right job) or going to another job for the sake of it. I want to work in the public sector so just have to accept that it'll be a while before any full time jobs come up.

    Emergency savings: £0 saved / £4000 target
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aw..sorry things are getting worse before they get better. Between your OH being a plonker and your work not working it through before interviews you've had a tough time.

    Just keeping on plugging away at it. Hope it gets better soon

    Hugs

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Thanks Brizzled.

    Still wallowing and feeling really down. I don't know how to deal with it. Nearly two years ago a group of people got together and made a decision that would ruin my working life. I made a knee jerk reaction to an announcement that we were going to be moved 22 miles away and my job would be redundant anyway, and if I did get another job it would be shift work. I didn't mind the thought of shift work but didn't want to work 22m away so I decided to apply for a new job. I was fortunate (or unfortunate) enough to get the first job I applied for. The new manager lied to me assuring me they were flexible, but they're not which is really important to me in a job with me having children. To add insult to injury, three months after I left, old job did a complete u-turn and although they merged 9 offices, they decided to do it in my home town, I'm 100% sure I would have got another job in the new structure and I have regretted my decision every single day. There are not enough good points about my new job to soften the blow either (are there any?). I've never felt so down in all my working life :-(
    Emergency savings: £0 saved / £4000 target
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