would love to be mortgage free!

coldcazzie

Hey Dawn, I presume (hope!) that she doesn't still take her clothes off in the supermarket :rotfl: :rotfl:

Mortgage_Reduction_Novice

Hi Cazzie... long time no speak... hope everything's ok in your world.

coldcazzie

Mortgage_Reduction_Novice wrote: »

Hi Cazzie... long time no speak... hope everything's ok in your world.

Hey MRN :cool: don't worry I've not abandoned you all! Taking a bit of time out while I finish this damn OU course.

Chapter 11 notated. Currently half way through Chapter 12. Then have chapters 9 and 13-16 to read and notate. Then chapters 3, 5 and 6 to revise, as well as these ones I'm doing now. And I've two weeks left. :doh:

Mum has the sprogs today so that I can get some work done cuz she's an :A

I actually just popped on to say, I bought a bundle of card crafting stuff on a fb group, and it arrived today and WOW :eek::eek: there's masses of the stuff!! So, I think I'm going to set myself a challenge. I've a set of 8 really posh handmade christmas cards which I bought for like 50p in the sales last year, but other than those I am going to try to make all the christmas cards that we send out this year. I'm monumentally crap at sending out christmas cards. I have not ever managed to send out all the cards that I wanted to, and usually they are not on time either. So this will be a big deal. Make a list of folk we want to send cards to, choose who will have the ones I bought in January, then make the rest. Plus two baby cards for the babies due to be born sometime in the next 6 weeks, plus *counting......* 6 birthday cards. I can do that, right?!

In other news, I've started a HE blog, and Giraffe seems to be spending slightly less time naked than usual. Maybe the cold is getting to her after all? :rotfl: client #1 still hasn't had her baby. Hoping bump does not decide to arrive during exam week. I think she is also hoping the same - her bump is massive! Think she's fed up of waiting now.

hope everyone is well services will resume as normal in a couple of weeks :beer:

coldcazzie

wow, smilie overload in that post lol :rotfl:

coldcazzie

Ugh. Lovely letter this morning when we got back from our walk - mortgage is going up from £499.95 to £589.61 :eek:

That's the end of our fix, and an increase in the SVR.

*sigh*

Mortgage_Reduction_Novice

Get looking for a better rate asap!

coldcazzie

Yep, it's one of the first things on my to do list after my exam.

Tilly_MFW_in_6_YRS

Hiya, hope the revising is going well. Best of luck Tilly x

Mortgage_Reduction_Novice

When's the actual exam? Best of luck for it (I hope it wasn't this morning and my luck is too late!)

coldcazzie

Exam was on the afternoon of the 18th and actually, I think it's gone ok. Not great, but not awful. There were good questions on topics I had actually revised, so it depends on whether I evaluated sufficiently. Thanks to mnemonics I remembered the most researchers I have ever remembered!

Feeling a bit deflated now. Definitely need some time to chill - after burning out earlier on this year I need a break.

Thankyou for the luck and well wishes guys