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would love to be mortgage free!

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  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    coldcazzie wrote: »
    They're home now. She's to go back tomorrow morning at 9am for a GA so they can stitch it.

    Poor thing, hope it goes okay tomorrow.

    I wasn't expecting another free listing on ebay this weekend either, hoping to at least relist the things that didn't sell a couple of weeks ago.
  • coldcazzie wrote: »
    *sigh*

    Man-wife is currently in A&E with my mum and J'raff who ran into a doorframe and split her lip such that it's going to need stitches :( they're waiting on a specialist coming to see her.
    coldcazzie wrote: »
    They're home now. She's to go back tomorrow morning at 9am for a GA so they can stitch it.

    Poor baby :eek: Hope everything goes okay today xx
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank-you for your well wishes everyone :heart:

    We went into the hospital for 9am. The max fax cons came to see us and said that it would heal without stitching; the scar would be marginally bigger, but if we/she are not happy with how it's healed later on in life we can go back and have it addressed then. Basically, if there's not a real necessity for a GA then we all agreed it would be good to avoid it.

    So we're home now. And she's making up for missing breakfast by eating EVERYTHING!! :rotfl:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie wrote: »
    Thank-you for your well wishes everyone :heart:

    We went into the hospital for 9am. The max fax cons came to see us and said that it would heal without stitching; the scar would be marginally bigger, but if we/she are not happy with how it's healed later on in life we can go back and have it addressed then. Basically, if there's not a real necessity for a GA then we all agreed it would be good to avoid it.

    So we're home now. And she's making up for missing breakfast by eating EVERYTHING!! :rotfl:

    :T:T:T YAY!!! So pleased she is okay.... totally with you on the GA....if it's not absolutely essential....avoid!! :eek:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Indeed. :) We've agreed though that if she smacks her face and pops it open again then we'll revisit the decision.

    Man-wife and I thought we were being really good - I got a petrol voucher so he took it to fill up today and also got cash out to pay the milkman at the same time... only you're supposed to present the receipt at the same time and we forgot, so no 6p off per litre for us *D'OH!* :rotfl:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie wrote: »
    Indeed. :) We've agreed though that if she smacks her face and pops it open again then we'll revisit the decision.

    Man-wife and I thought we were being really good - I got a petrol voucher so he took it to fill up today and also got cash out to pay the milkman at the same time... only you're supposed to present the receipt at the same time and we forgot, so no 6p off per litre for us *D'OH!* :rotfl:

    Glad it's not just me that does that!!! :rotfl::rotfl::rotfl:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Hi Caz, good news that she didn't have to have GA. Fingers crossed that it heals quickly.

    Have a good day Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ugh *sigh* :mad:

    So yesterday/day before we got our quarterly gas/leccy bills. Used figures to compare daily usage with what it was last year: average over the past quarter is just over 17kwh a day (compared to 13.5 last year) which is a bit :eek: worthy. So we've been discussing how we can cut that back. Breaking down 2 tanks will have helped, but obviously there's more to be done. He's acting like there's a single cause - if we search hard enough we'll find some magic thing that's been surreptitiously draining our leccy behind our backs. I suggested simply that we cut back usage of things, like turning the microwave off at the switch when not being used, not using the extractor fan too much, not having the TV on when it's not being watched for a specific purpose. His response: "no, let's not take the !!!!. That'll make things too complicated. What we need to do is find out what's causing the usage to be so high." I asked did he not think that using things unnecessarily would cause the leccy usage to be high? I think that's fairly simple reasoning, not complicated at all. He said "I'm not having this conversation right now" and has gone upstairs to have a bath.

    I feel like I'm banging my head against the wall. How can I show him that there isn't a sneaky electricity stealing monster lurking somewhere in our house that needs flushing out; that in fact it's down to us to cut back our unnecessary usage by actively turning things off and choosing to do things in different ways?
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • Hi Caz, you are probably better organised than I am, but I did have a fit at the kids for leaving phone chargers plugged in, and no phone attached! In the end I hid their chargers until they realised that they would not be keeping them if they left them plugged in - that has helped but I agree it is difficult.

    If you come up with novel ideas let me know, and I will employ them in the Tilly household.

    Best wishes, Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi, do you have an electricity monitor? If you have then switch off absolutely everything you know about including the fridge freezer and see what your base load is; if it's high hunt again to get it down. If it goes down to zero it's probably the small things that have added up. Teach your low energy ways to your kids and they will nag him until he changes.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
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