bank account with no credit checks

paul453

Hi i am looking for a uk bank account
that does no credit checks and ideas
please

Dr_Cuckoo3

paul453 wrote: »

Hi i am looking for a uk bank account
that does no credit checks and ideas
please

Bank of Baroda are a Bank in the UK and will open an account with cheque book and visa debit card without a "credit check"

They will still verify your identity using Call Credit Credit reference agency and transactions cannot be made using internet banking

https://www.bankofbarodauk.com/retail-banking/deposit-products/savings-accounts/

discussed here https://forums.moneysavingexpert.com/discussion/3347272

Yorkshire Building Society will open a Link cashcard account without a "credit check" (but may perform an ID check via a CRA)

http://www.ybs.co.uk/savings/easy_access/cash_transactor.html

transactions can be made using internet banking , but they do not offer a debit card or cheque book


Coventry Building Society will open a Link cashcard account without a "credit check" (but will perform an ID check via a CRA)


http://www.coventrybuildingsociety.co.uk/savings-and-investments/Easy-Access/CallSave-MoneyManager/CallSave-MoneyManager.aspx

ransactions can be made using internet banking , but they do not offer a debit card or cheque book


Coventry Building Society used to offer a CallSave-MoneyManager account with VISA debit card , but withdrew the account - however the application link is working so you could try to apply for that account

http://www.coventrybuildingsociety.co.uk/savings-and-investments/productfeatures.aspx?prodCode=CMM2

account discussed here https://forums.moneysavingexpert.com/discussion/1982539

TrixieB

Most banks have basic accounts that don't need good credit - think they still check for ID purposes but that's it. natwest, co-operative and RBS spring to mind.

jonesMUFCforever

TrixieB wrote: »

Most banks have basic accounts that don't need good credit - think they still check for ID purposes but that's it. natwest, co-operative and RBS spring to mind.

I think most banks conduct a credit search for basic accounts these days - those who fail the credit search are offered the basic accounts - those who pass get a choice of accounts that can be opened.

chambta

TrixieB wrote: »

Most banks have basic accounts that don't need good credit - think they still check for ID purposes but that's it. natwest, co-operative and RBS spring to mind.

You can still be declined for all of these for a variety of reasons.

Bankruptcy, a history of fraud, unpaid debts within the same company are obvious ones.

cottonhead

I had really bad credit and I opended a Natwest step account. Basically you can't have an overdraft, cheque book etc but over time and if you manage your account well you should be able to upgrade it.

bibise25

Metro bank offers basic bank account with no credit checks. You get a debit card and online banking. No charges at all.

auto-man

Thankyou.

Very useful.

Dr_Cuckoo3 wrote: »

Bank of Baroda are a Bank in the UK and will open an account with cheque book and visa debit card without a "credit check"

They will still verify your identity using Call Credit Credit reference agency and transactions cannot be made using internet banking

https://www.bankofbarodauk.com/retail-banking/deposit-products/savings-accounts/

discussed here https://forums.moneysavingexpert.com/discussion/3347272

Yorkshire Building Society will open a Link cashcard account without a "credit check" (but may perform an ID check via a CRA)

http://www.ybs.co.uk/savings/easy_access/cash_transactor.html

transactions can be made using internet banking , but they do not offer a debit card or cheque book


Coventry Building Society will open a Link cashcard account without a "credit check" (but will perform an ID check via a CRA)


http://www.coventrybuildingsociety.co.uk/savings-and-investments/Easy-Access/CallSave-MoneyManager/CallSave-MoneyManager.aspx

ransactions can be made using internet banking , but they do not offer a debit card or cheque book


Coventry Building Society used to offer a CallSave-MoneyManager account with VISA debit card , but withdrew the account - however the application link is working so you could try to apply for that account

http://www.coventrybuildingsociety.co.uk/savings-and-investments/productfeatures.aspx?prodCode=CMM2

account discussed here https://forums.moneysavingexpert.com/discussion/1982539