Blinded by the LBM...!

Beencounting

A quick post to update spends before I forget .

Yesterday was a NSD .

Today:

£3.49 - OH lunch (nothing in house to make sarnies :mad:)
0.92 - 2 x 1st class stamps
0.40 - fizzy drink (to SP)
£1.24 - pack of mints and tracker bar
£1.00 - birthday card
£5.00 - contribution to b/day pressie :cool:
£12.05 - Total

Leaving me with £3.40 to last to Thursday evening.

I'd better plan for a couple of NSDs if I'm going to have any hope of making an extra payment to the target card this week .

Been

hillside777

You've doing extremely well with the payments to your target card. :j

I never seem to have money to make overpayments.

I hope the weather has been nice in your area the last few days.

Beencounting

Thanks Bonnington, they are only little overpayments, but it's all good, and I love seeing lots of payments on my statement .

We did our mealplan yesterday and then headed out to the shops. The budget was £30, but we ended up spending £18 in 4ldi and another £21 in 4sda, so a total of £39 . Most of the overspend though was £5 on crisps as 4sda had an offer of walkers 22 packs - 2 packs for £5, which is a great buy. We use the crisps for our packed lunches, so they will all get used. So not bad I guess.

OH has decided that we're getting Sky back :cool:. He managed to get a half-price deal which means we get the basic package plus sports for £20/month for 12 months. There was also a £30 installation charge. He's said that he'll pay for this out of his money, so hey-ho, in theory no impact on the budget...we'll see . He's given me £22 towards the installation already .

DD2 has booked her first set of driving lessons - £170 for 10 which I think is a good deal . This money is already budgeted for, but between this and Sky I felt nervous about the amount of money leaving my account last night !

Also, pocket money update - another £1 to DS1 for his club, leaving me with £2.40....:cool:.

Hope today is a NSD

Beencounting

Well, yesterday was a NSD, so managed to hold on to my £2.40 , but today I'm out at lunchtime for a coffee with a mate (can't be avoided ), so that will be most if not all of my cash gone. On the plus side though, I get to top-up again tonight .

I finally removed my head from the sand and updated the spreadsheet yesterday...there are now 15 days to payday and every penny and more is committed . If I can manage to keep the spends to the set limits and a few things run to plan then we will be able to avoid putting ££££s on the CC, but that remains to be seen.

The main areas to watch will be the grocery budget - just £39 left, although the cupboards and freezer are well stocked.

Petrol - £170 left, we'll need to fill up tonight, plus again about the same time next week and maybe a small top-up the week after...

Weekly cash - about £45pw left for 3 thursdays.

There are a couple of un-budgeted items on the horizon though - the cat needs to go to the vet this weekend, I have a leaving do before payday and there are also 2 other social events that may or may not go ahead :think: we'll have to see what to do about these.

I guess I'll just keep on plodding .

Been

brizzledfw

Hi Been :wave:

Saw your post this morning and just thought I'd pop in...and saw some familiar names like banwa and bonnington as well..hi you 2!

Anyway have just read it all and will subscribe. You're doing really well hon, especially keeping track of every little spend. You're in control. It's hard sometimes but as you said further back,..it's not forever..it's only for a while.

Have a good day

Brizzle

Beencounting

brizzledfw wrote: »

Hi Been :wave:

Saw your post this morning and just thought I'd pop in...and saw some familiar names like banwa and bonnington as well..hi you 2!

Anyway have just read it all and will subscribe. You're doing really well hon, especially keeping track of every little spend. You're in control. It's hard sometimes but as you said further back,..it's not forever..it's only for a while.

Have a good day

Brizzle

Hi Brizzle - thanks for popping in . It's lovely when someone reads and posts, especially when they remind me of thoughts I've had but have already forgotten . I must remember this one, it's just soooo important for keeping the motivation going!

Well I managed to hang on to my £2.40 yesterday as my lovely friend bought the coffees :D. So, being a good MSE-er, I then made an overpayment to the target card of £1.15 - I held a little bit back in case a £1.25-emergency cropped up :rotfl:...luckily it didn't so the rest will go to the target card today .

A quick note for me for later...£6 to OH for bus fares and £2.10 to DD2 for dinner card top-up. I need to sort these with the cash budget later. We bought petrol yesterday too, about £70-ish I think, but I'll wait til it hits the bank before updating here.

It's nearly the weekend...woohoo!

Been

Beencounting

Quick spends update:

£6.00 - bus fares
£2.10 - dinner money
£1.20 - b/day card
£9.30 Total

£15.70 in hand (to next Thurs evening)

Ooops, nearly forgot - paid the £1.25 to the target card

brizzledfw

Well done!

Are you an arty type? Maybe you could make cards? I kow you'd have to buy supplies at first but it might be worth it.

Brizzle

Beencounting

brizzledfw wrote: »

Well done!

Are you an arty type? Maybe you could make cards? I kow you'd have to buy supplies at first but it might be worth it.

Brizzle

Hi Brizzle...I'm not arty at all so would probably make a right mess of it , but thanks for the suggestion . There are a few people I work with who make cards, and they really are gorgeous (the cards, that is ). I wish I had the patience! Do you make cards?

Well, Sky has been re-installed today :cool: and in true Beencounting fashion, the tele is switched off as I just find tv really boring , no doubt it will be switched on immediately Mr Been returns from his club later today though . He was up before 5am this morning and I'm sure it was because the engineer was due :rotfl::rotfl:!

I'm just trying to muster the motivation to enter DD2's bedroom to give it a clean, it's way beyond messy...I think health hazard pretty much sums it up :eek::mad:.

Spends so far today - £3.00 bus fare and £2.00 school trip money, both to DD2. Balance is now £10.70.

Been

brizzledfw

Hi been

Sounds like a good day for you.
I don't actually but reading how much money people on these threads spend on cards I was just wondering whether it made financial sense

Have a good weekend

Brizzle