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Blinded by the LBM...!

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Comments

  • Beencounting
    Beencounting Posts: 952 Forumite
    Spends today:

    £4.30 - coffee with a mate (my turn)
    40p - fizzy drink

    in hand - £2.31 :/
    Full LBM 26 Sept 11
  • good luck with the debt-busting :T £4.25 a week doesn't sound too hard to find :T!

    £2.31 should last till tomorrow evening? Or do you have planned spends that might take you over :)

    How's the stock piling going? The second purse thread moves so fast sometimes i think i miss half of what is going on :rotfl::o! xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hi DFW, no planned spends tomorrow, although I have succumbed to a cream egg from my stash tonight, so will have to declare 50p for this :p, but hopefully I should last til tomorrow evening with my £2.31.

    I've just made a payment of £25 to the target CC, which includes a £2 overpayment :). I'll be counting this when I join the 100 day challenge next week ;)
    Full LBM 26 Sept 11
  • hillside777
    hillside777 Posts: 357 Forumite
    I remember when creme eggs were 23.5p. Showing my age now, as half pennies went out years ago and everything is so expensive these days. :o

    Sorry I haven't posted recently but I do read every day.

    I hope you manage your NSD tomorrow,otherwise it will have to a very LSD. :)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • did you manage a nsd??? I remember going to the shops on a friday afternoon after school and mum would give us 20p and we'd get at least 40 sweets for that (half penny ones) lol those were the days! I went to a shop that had 'penny' sweets in it and they were at least 2p each :eek: i threw a right strop and refused to buy them haha. Kids weren't impressed :p
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Beencounting
    Beencounting Posts: 952 Forumite
    Ha ha, I remember half pences too, we must all be older than we're letting on :p. For anyone watching The Chase today though, there was a question on when it was withdrawn from circulation, which was 1984, so we're all at least 28 yrs old...can confirm that I am considerably older than that :o:(...but I don't feel it :p:D!

    Technically I didn't have a NSD today as I repaid my 2nd purse for the cream eggs (treated DS and DH too) and the p3psi - total was £1.60, so leaving me with 71p ;). It's all good though cos the cash is just being recycled and my SP now has over £10 :D.

    I'm going to pay the 71p to the target CC tomorrow, will add a bit more to it to make it over a £...here beginneth the multi-mini-payments to the CC :p.
    Full LBM 26 Sept 11
  • hillside777
    hillside777 Posts: 357 Forumite
    I'm quite a bit older than 28. :rotfl:

    I do remember when I was 28. I had been married for one year then.

    This year I will have been married for 22 years. :)

    I wish I was very young again. There are so many things I would do differently. For a start I wouldn't be in this debt mess. :(

    Oh well, it's no good dwelling on things like that.
    Onward and upward and once out of debt how good it will feel. :j
    Although it isn't going to be anytime soon. :eek:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • banwa
    banwa Posts: 952 Forumite
    Thanks Bonnington & DFW :), I enjoyed my whole weekend, the weather was lovely and I wasn't under any pressure to do anything or be anywhere for a change ;).

    I plucked up the courage to check all my balances today, and am pleased to say that since our LBM at the end of September we have paid £3,756.84 off the CCs plus £977.72 off the loan, a total of £4,734.56 :T. I know we still have a long way to go, but I'm very pleased with our progress :D.

    Been

    Wow that's a fantastic result, well done Been:T
    Oh, forgot to mention, it was statement day for the target card yesterday, so new balance is now sub-£800 :T. I've updated my signature :D.

    Wish I could do this to my pesky overdraft:o
    Debt £26k 18/10/14
  • Beencounting
    Beencounting Posts: 952 Forumite
    Ha Bonnington, you're giving your age away...but at least you're still the right side of 50 :D.

    Thanks Banwa and lovely to see you again :D.

    So pocket money/everything else budget:

    71p left from last week
    £25 added, total £25.71 :)

    spends today:

    £3.00 to DS for dinner money top-up
    £2.15 coffee with a mate (hope there are less of these next week :o)
    £1.71 to target CC :D:p
    £0.40 fizzy drink to SP
    £7.26 total

    In hand - £18.45 til next Thursday evening
    Full LBM 26 Sept 11
  • Beencounting
    Beencounting Posts: 952 Forumite
    edited 11 March 2012 at 2:40PM
    I've just (finally :o) checked my bank account for the first time this month, and it's looking reasonable, although I haven't updated my spreadsheet yet, so this *optimism* [STRIKE]might [/STRIKE]will change :o.

    I've done a quick calculation for the grocery budget and estimate that we have about £80 left til 30th March :eek:. On the plus side though, I have some stuff in stock, and definitely won't need to buy any cat food this month :p. I won't be able to update my spreadsheet til Tuesday though, so will sort out more precise figures then.

    Spends yesterday were £3 to DD2 for bus fare to work, leaving me with £15.45. So far today it's been a NSD :D and hoping to keep it that way, although I might need to buy potatoes and/or oven chips for tonight, but that will come from the grocery budget.

    I've been out for a coffee with DM this morning, but she paid :T and will be heading back out soon to drop DS' friend home (sleepover last night :cool:).

    Hope you're all enjoying some good weather, it's glorious here...the washing machine is now begging for mercy :rotfl:.

    Been
    Full LBM 26 Sept 11
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