At What Age Did You Move Out Of Mummy And Daddys?

Jimmy_31

ska_lover wrote: »

There is a huge difference Jimmy. I shall spell it out for you..

A 16 year old would more than likely be earning minimum wage (if they can manage to get a job on gcse's only), which is very a very low wage at that age.At 16 you are still legally a child. You cannot even enter a pub at 16. Local authority housing will not accept applications from 16 year olds. At 16 you still have a lot of growing ahead of you, mentally and physically. Your parents can still get CHILD benefit for you until you reach 18. It is the law. Not only that, but I doubt there are many parents who would kick a child out at that age nor see them as an independant adult.

A 30 year old man has up to 14 years of working life behind him, 14 years of which to save and climb up the career ladder and anyone with a bit of a brain will be earning more than they did at age 16. At 30 you are the the man you are going to become.

I may as well just quote you seeing as you just copied cleavers post.


Most of the people from my area work in the construction industry. Most of them are unemployed due to the state of the construction industry and even if they were employed they wouldnt be able to earn enough to cover the bills on a rental or a house because prices on site have dropped so low.

It doesnt matter if you are 16 or 30, if you are skint you are skint.

The 14 years of saving that you mention, does that include the 3,4, or 5 year apprentiship that we all went through to get our trade. My wage throughout my whole apprentiship went on tools, van, insurances, paying my way at my parents etc.

Thats 5 years of not earning enough to save a penny. Then you venture out on your own or with a mate and go the self employed sub-contractor route to get some price work so you can earn some decent money and thats when you find out its not what you know, its who you know. I have earned some good wages in my time as have many of my friends but when you average out your total earnings so far it turns out the wage you get is quite a bit insulting.

If you are a subby in the construction industry then you will get laid off plenty of times when the site is complete so this is more lost earnings plus no benefits because the dole are not intrested in giving you any money to tide you over. I have my house deposit sat in the bank like many other people do so we do not get a penny in benefits anyway so we have to live off the house deposit till a job comes up.

I dont know if you are aware but the construction industry is completely corrupt, This has quite an effect on some peoples wages.
Imagine ringing your new boss and saying ive done my month in hand but my wages have not been paid into my bank and his response is that he has never heard of you so wont be paying you. Even when you get paid the metreage or items that you book in hardly ever tallys with what they pay you.

Cant forget the retention percentage they keep in case some work that you do breaks before the defects period is up, Thats another fight to get what you are owed and then you get stung with a citb tax levy of between 1 and 5% week in week out. We should not pay this levy because it is the firms who should pay it to citb but just pass it on to us because if we refuse to pay it we get laid off pretty much instantly due to a sudden lack of work.

You put up with a lot of 5hit in the building game and it is not always so simple to go to work, get paid, bank savings. Ive seen people literally have to fight to get what they are owed. Also have you seen the price of tools lately, nothing better than laying out 4 days pay for yet another new drill that will last 5 minutes due to the high workload that doesnt pay the right wage to cover your tool bills.

Most of the people i know are unemployed or earning a wage that wont cover the bills so thats why they live with their parents. You can carry on having a pop at all the 30 year old mummys boys who are trying to do the right thing in life or you could look at how it is for some other people who are trying to get a place of their own.

Oh i almost forgot, get a self employed job on a building site and then go and ask the bank for a mortgae and see what happens.

ska_lover

<18

Jimmy_31 wrote: »

I may as well just quote you seeing as you just copied cleavers post.


Most of the people from my area work in the construction industry. Most of them are unemployed due to the state of the construction industry and even if they were employed they wouldnt be able to earn enough to cover the bills on a rental or a house because prices on site have dropped so low.

It doesnt matter if you are 16 or 30, if you are skint you are skint.

The 14 years of saving that you mention, does that include the 3,4, or 5 year apprentiship that we all went through to get our trade. My wage throughout my whole apprentiship went on tools, van, insurances, paying my way at my parents etc.

Thats 5 years of not earning enough to save a penny. Then you venture out on your own or with a mate and go the self employed sub-contractor route to get some price work so you can earn some decent money and thats when you find out its not what you know, its who you know. I have earned some good wages in my time as have many of my friends but when you average out your total earnings so far it turns out the wage you get is quite a bit insulting.

If you are a subby in the construction industry then you will get laid off plenty of times when the site is complete so this is more lost earnings plus no benefits because the dole are not intrested in giving you any money to tide you over. I have my house deposit sat in the bank like many other people do so we do not get a penny in benefits anyway so we have to live off the house deposit till a job comes up.

I dont know if you are aware but the construction industry is completely corrupt, This has quite an effect on some peoples wages.
Imagine ringing your new boss and saying ive done my month in hand but my wages have not been paid into my bank and his response is that he has never heard of you so wont be paying you. Even when you get paid the metreage or items that you book in hardly ever tallys with what they pay you.

Cant forget the retention percentage they keep in case some work that you do breaks before the defects period is up, Thats another fight to get what you are owed and then you get stung with a citb tax levy of between 1 and 5% week in week out. We should not pay this levy because it is the firms who should pay it to citb but just pass it on to us because if we refuse to pay it we get laid off pretty much instantly due to a sudden lack of work.

You put up with a lot of 5hit in the building game and it is not always so simple to go to work, get paid, bank savings. Ive seen people literally have to fight to get what they are owed. Also have you seen the price of tools lately, nothing better than laying out 4 days pay for yet another new drill that will last 5 minutes due to the high workload that doesnt pay the right wage to cover your tool bills.

Most of the people i know are unemployed or earning a wage that wont cover the bills so thats why they live with their parents. You can carry on having a pop at all the 30 year old mummys boys who are trying to do the right thing in life or you could look at how it is for some other people who are trying to get a place of their own.

Oh i almost forgot, get a self employed job on a building site and then go and ask the bank for a mortgae and see what happens.

I know nothing about the building industry. If you don't see things in the industry improving in the near future, would it not be worthwhile considering a change of career or retraining? If you say most people in your area are in this industry, then surely the market for building contractors is flooded.

Up to a point, I have always believed that being unemployed is a life choice. I have been made unemployed three times in the last 6 or so years and walked straight into other jobs, with no time inbetween. The last time I was made redundant was 18 months ago, and some of the people I worked with still haven't got jobs, but these were the same people who turned up late, skived off and generally didn't pull their weight at work.

In the past, after being made redundant, if there were no jobs availiable at the time in my field, I take any work whatsoever, cleaning, shelf-stacking, etc, to keep an income (it's a pride thing), whilst looking for a job more up my street - well, in my area of expertise.

If your talking finances, Not everyone has parents who either can afford to, (or maybe even want to) continue funding their children into their 30's. Maybe some parents of people in their 30's, feel they have done enough and actually think they have earned having their own house to themselves

I believe with children you plant a strong foundation and let them grow, rather than standing their holding an umbrella over their head and protecting them into middle age.

Still, each to their own

Jimmy_31

ska_lover wrote: »

I know nothing about the building industry. If you don't see things in the industry improving in the near future, would it not be worthwhile considering a change of career or retraining? If you say most people in your area are in this industry, then surely the market for building contractors is flooded.

Up to a point, I have always believed that being unemployed is a life choice. I have been made unemployed three times in the last 6 or so years and walked straight into other jobs, with no time inbetween. The last time I was made redundant was 18 months ago, and some of the people I worked with still haven't got jobs, but these were the same people who turned up late, skived off and generally didn't pull their weight at work.

In the past, after being made redundant, if there were no jobs availiable at the time in my field, I take any work whatsoever, cleaning, shelf-stacking, etc, to keep an income (it's a pride thing), whilst looking for a job more up my street - well, in my area of expertise.

If your talking finances, Not everyone has parents who either can afford to, (or maybe even want to) continue funding their children into their 30's. Maybe some parents of people in their 30's, feel they have done enough and actually think they have earned having their own house to themselves

I believe with children you plant a strong foundation and let them grow, rather than standing their holding an umbrella over their head and protecting them into middle age.

Still, each to their own

I think you are completely missing the point.

Please do not mention the pride thing, give it another month or 2 and i will be watching 60 year old men struggle up to a top flat over and over again with everything they need to fit a kitchen, plus take the kitchen up as well.

None of the old timers will let the younger lads help them out because they know it will affect their wage packet as we work on price work, i see proud 60 year old men grafting as hard as they possibly can in dangerous conditions all the time and now winters coming they will be doing it in sub zero temperatures.

The wages these men get are absolutely disgusting for the skills they have got plus the amount of work they get through.

Then you get laid off yet again (not becuase you are ueless and lazy) its because the job has been completed. Then you either take the next 5hit site job you can find or you can go and work in a supermarket or factory which lots of lads have done because the pay is more or less the same but the workload is massively reduced, that option isnt really there anymore anyway as there are not really any places left taking staff on. Plenty laying off of course.

I really dont think you understand the state some of the areas in the uk are in. I know people who cant afford to move out of their parents and when the time eventually does come and they are able to move out, they will be sat there with a dilemma because their parents will be a lot worse off financialy when their child has gone.

Ill tell frank the plasterer (aka cobweb) at work tomorrow that i think its about time he retrained to become an it consultant or something, saying that though i dont think he would be very good on a computer as his hands are pretty mangled from nearly 50 years of hard graft on a building site.


Thank god people i know dont live under your roof.

GET OUT.

I cant afford to through no fault of my own.

I DONT CARE, GET OUT, ITS A PRIDE THING:rotfl::rotfl:

ska_lover

<18

Jimmy_31 wrote: »

I think you are completely missing the point.

Please do not mention the pride thing, give it another month or 2 and i will be watching 60 year old men struggle up to a top flat over and over again with everything they need to fit a kitchen, plus take the kitchen up as well.

None of the old timers will let the younger lads help them out because they know it will affect their wage packet as we work on price work, i see proud 60 year old men grafting as hard as they possibly can in dangerous conditions all the time and now winters coming they will be doing it in sub zero temperatures.

The wages these men get are absolutely disgusting for the skills they have got plus the amount of work they get through.

Then you get laid off yet again (not becuase you are ueless and lazy) its because the job has been completed. Then you either take the next 5hit site job you can find or you can go and work in a supermarket or factory which lots of lads have done because the pay is more or less the same but the workload is massively reduced, that option isnt really there anymore anyway as there are not really any places left taking staff on. Plenty laying off of course.

I really dont think you understand the state some of the areas in the uk are in. I know people who cant afford to move out of their parents and when the time eventually does come and they are able to move out, they will be sat there with a dilemma because their parents will be a lot worse off financialy when their child has gone.

Ill tell frank the plasterer (aka cobweb) at work tomorrow that i think its about time he retrained to become an it consultant or something, saying that though i dont think he would be very good on a computer as his hands are pretty mangled from nearly 50 years of hard graft on a building site.


Thank god people i know dont live under your roof.

GET OUT.

I cant afford to through no fault of my own.

I DONT CARE, GET OUT, ITS A PRIDE THING:rotfl::rotfl:

I think it is you that is missing the point.

If you read my post, what I actually said was taking any job (not a preferred career) to keep a wage coming in, rather than staying unemployed in the hope your idea job will come along, is a pride thing. As in= I would sooner clean toilets than have no job.

If parents are relying on the pittance their grown up children are paying them, then when they do move out, the parents could rent out the room and charge the going rate for it.

Although I do have sympathy for these older boys working, I am not sure what they have to do with this current debate, we are talking about grown men livin with their parents? The conditions they are working in really do sound harsh though. I understand it, my Dad works full time still, he has just turned 60, and has trouble keeping up with the younger lads, and his profession is also physical like yours, in reality it is a younger lads game and he knows it. he fears for his job. It really is awful cos in this climate, as you say, if you cannot do the job, you are out.

Young adults I know prefer to do it all themselves, whatever you achieve, you have done it yourself without handouts. The eldest person I know who still lives at home is a female friend who is 21.We are all a very working class background, where our parents are not rich.

You say I don't understand what is going on in other parts of the UK, which I find to be a sweeping statement considering you don't know where I am from. I could be one of your neighbours.

Jimmy_31

ska_lover wrote: »

I think it is you that is missing the point.

If you read my post, what I actually said was taking any job (not a preferred career) to keep a wage coming in, rather than staying unemployed in the hope your idea job will come along, is a pride thing. As in= I would sooner clean toilets than have no job.

If parents are relying on the pittance their grown up children are paying them, then when they do move out, the parents could rent out the room and charge the going rate for it.

Although I do have sympathy for these older boys working, I am not sure what they have to do with this current debate, we are talking about grown men livin with their parents? The conditions they are working in really do sound harsh though. I understand it, my Dad works full time still, he has just turned 60, and has trouble keeping up with the younger lads, and his profession is also physical like yours, in reality it is a younger lads game and he knows it. he fears for his job. It really is awful cos in this climate, as you say, if you cannot do the job, you are out.

Ten bob a week me mam gets out of me:rotfl:


The point im trying to make is that you seem to think its so cut and dried, leave school, get career, save up a bit, get a gaf, everybodys situation is different and nobody i know who is living with their parents is doing so because they want looking after, its because they have to save up so much money from such a small wage to but a 5hitty little shoebox that cost 20k to build.


If you lived around here you would not let your parents take a lodger into their home, not a chance. see like i said, diferent situations.

Jimmy_31

ska_lover wrote: »

I think it is you that is missing the point.

If you read my post, what I actually said was taking any job (not a preferred career) to keep a wage coming in, rather than staying unemployed in the hope your idea job will come along, is a pride thing. As in= I would sooner clean toilets than have no job.

If parents are relying on the pittance their grown up children are paying them, then when they do move out, the parents could rent out the room and charge the going rate for it.

Although I do have sympathy for these older boys working, I am not sure what they have to do with this current debate, we are talking about grown men livin with their parents? The conditions they are working in really do sound harsh though. I understand it, my Dad works full time still, he has just turned 60, and has trouble keeping up with the younger lads, and his profession is also physical like yours, in reality it is a younger lads game and he knows it. he fears for his job. It really is awful cos in this climate, as you say, if you cannot do the job, you are out.

Young adults I know prefer to do it all themselves, whatever you achieve, you have done it yourself without handouts. The eldest person I know who still lives at home is a female friend who is 21.We are all a very working class background, where our parents are not rich.

You say I don't understand what is going on in other parts of the UK, which I find to be a sweeping statement considering you don't know where I am from. I could be one of your neighbours.

I can guarentee you are not one of my neighbours, i know this because you suggested taking in a lodger:rotfl:

ska_lover

<18

Jimmy_31 wrote: »

I can guarentee you are not one of my neighbours, i know this because you suggested taking in a lodger:rotfl:

Well it cant be that much worse than this 5hithole lol

I don't think things are all that cut n dried jimmy, im not naive enough think you can get a great job straight out of education, not these days. I never had any silver spoon - honestly believe in work, and working for what you have - as most pple do.

reweird

18-25

A lot of dummies being thrown out of prams by the babies on here still living out of the purse of their parents. Guess it was to be expected.

Jimmy_31

reweird wrote: »

A lot of dummies being thrown out of prams by the babies on here still living out of the purse of their parents. Guess it was to be expected.

Fcuk me you must have one 5hit life you pal:rotfl:

kabayiri

18-25

My neighbour has a son who lives at home, although he is grown up.

He has the use of 2 garages, one for his day to day car, and one with some kind of sealed bubble thing for his beloved classic Lamborghini (which you rarely see out).

He has a room dedicated to home cinema, which I think he pays for. He gets to do what he wants, when he wants.

Yeah, living at home is the pits isn't it. Depends on your circumstances.