Can anybody help me please

cupcake24_2

My Husband,had to give up his job..he was self employed minicab driver...he is 65yrs.the reason he cannot carry on with this job is because it is costing too much money...Pays £140 a week to minicab office..£50 on diesal a week,£200 a month for insurance...then repairs on car..which can be ££££...Now the time has come round for A medical £80..M.O T £100 and a P C O. check which is about £114..And the car needs work done on it!!He has worked hard all his life..now we just cannot afford it anymore...The thing is we have been in touch with pension credits..But they cant help us!!We are making phone calls to see who can help us...But know one is pointing us down the right path..Dont know which way to turn as we have no savings of any kind and still have a mortgage.and bills to pay...If anyone can tell us who we can get in touch with...thank you in advance..Also have never posted on here before

Lady_gaga

why couldn't pension credits offer any help?

BOBS

http://www.turn2us.org.uk/benefits_search.aspx
try benefits checker - think used to be entitled to .co.uk but this comes up ??

poppasmurf_bewdley

Your hubby is 65 so he can retire.

I had the opportunity to take early retirement when I had just turned 60 in 2008, so I wrote out all the costs of staying in work and of taking retirement. It worked out that I'd be about £20 a week worse off by retiring early so the decision was a no-brainer, and it was the best thing I've ever done.

Hubby needs to do the same first and foremost and take things from there.

cupcake24_2

Pension credits..said because we are gettin our pensions..they cannot help..we are appealing against it...They say £200 a week is enough to live on..you prob think it is..but our mortgage is £600 per month..

cupcake24_2

Yh thanks..have checked it out and they say we are entitled!! But that was on line...Who do you get in touch with!!We are just going around in circles..

cupcake24_2

Thanks...But we did look at that..We have debts also..I know we are not the only ones in this situation..But he still wants to work.if he can find a job..by trade he is a tailor..

Oldernotwiser

If you and your husband are reasonably fit and well, could either of you look at getting some kind of employment?

How much longer until your mortgage is repaid?

cupcake24_2

My OH..could..he has been looking..But i have back trouble!!Mortgage repayed..in 5yrs..we have to pay back £143000..So we are gona have to sell...feeling really depressed now...

Oldernotwiser

cupcake24 wrote: »

My OH..could..he has been looking..But i have back trouble!!Mortgage repayed..in 5yrs..we have to pay back £143000..So we are gona have to sell...feeling really depressed now...

You've got £143,000 to pay back in 5 years - :eek: how on earth were you planning to do that?

Do you have enough equity in the property to downsize to something smaller or in a cheaper area?

cupcake24_2

Yes ...something like that..!!!We have about £70,00 equity..Hmmm i know...mite go out and shoot myself now....