Cashing a cheque at the bank that issued it?

whitewater_2

well the last time i checked marriage between men was still not legal, but we live in home stclair lol

stclair

whitewater wrote: »

well the last time i checked marriage between men was still not legal, but we live in home stclair lol

Im only kidding

whitewater_2

that should have said live in hope lol

and now im insulted :rotfl:

stclair

whitewater wrote: »

that should have said live in hope lol

and now im insulted :rotfl:

*does puppy dog eyes*

whitewater_2

damn my weakspot :rotfl:

Twister84

House cheques go through the normal clearing cycle now.

Transaction day + 2, 4 , 6.

cool-dog

You may be able to get the cheque cleared the same day through 'special presentation' of the cheque.

Not sure what banks charge for this, but have seen customers do this with the settlement cheques we send to customers at the insurance company i work for. This apparently clears the funds quicker.

soolin

http://www.chequeandcredit.co.uk/faqs/-/page/what_is_special_presentation_or_special_clearance/

What is special presentation or special clearance?

If you're the beneficiary (i.e. payee) of a cheque and you wish to know as soon as possible whether it will be paid, you can ask your bank to present that cheque specially. The bank then sends the cheque by first-class post directly to the paying bank, contacting them by phone on the following working day to confirm whether it will be paid.
You may not receive the funds any sooner, but you will have the knowledge that the cheque has been paid before the end of day 6.

Twister84

Natwest can do a special presentation and it will cost £15. It is also reliant on Royal Mail, so it may not end up clearing earlier!

master4eva

can someone help me? If i cash a cheque at the pawnbrokers will the person who wrote me the cheque know that i cashed it in at the pawnbrokes to get the money right away and not into my bank account if they look at there statement at a later date?? thanks.