📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Visa Debit chargeback

Options
Hello just wondered if anyone knows if it is possible to do chargeback through a Visa debit card and what the conditions are? Many thanks

Comments

  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yes it is, for transactions >£10.

    They will likely send a form out to fill in after 30 days

    What are the circumstances behind wanting to file a chargeback? As not all situations are covered.
  • arcon5 wrote: »
    Yes it is, for transactions >£10.

    They will likely send a form out to fill in after 30 days

    What are the circumstances behind wanting to file a chargeback? As not all situations are covered.

    There is no minimum amount for Visa debit card chargebacks.
  • Its for a rental car. We upgraded and paid for a midsize car which broke down twice 2 days later. After much wraggling they agreed to provide a replacement however we received an economy car (2 sizes smaller than what we paid for). We can't fit all of the party plus luggage in it so we desperately trying to sort (we are on a road trip in the US) just wondered if this is the sort of thing that would be covered if we can't get a replacement car of the same type that we paid for.
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can't see you being covered if you're using the alternative car.
  • clarejep wrote: »
    Its for a rental car. We upgraded and paid for a midsize car which broke down twice 2 days later. After much wraggling they agreed to provide a replacement however we received an economy car (2 sizes smaller than what we paid for). We can't fit all of the party plus luggage in it so we desperately trying to sort (we are on a road trip in the US) just wondered if this is the sort of thing that would be covered if we can't get a replacement car of the same type that we paid for.

    Can't see this being covered either. One would assume that the rental company are not charging you the price for a midsized car yet providing you with an economy?

    If they are that would be up to you to dispute with them and arrange a refund of the price difference.

    You won't get a chargeback as they won't refund the cost of the car hire when you have had the use of a vehicle.

    All that being said, if you made separate payments (i.e. paid a rental for both cars) and for some unexplained reason they are refusing to refund the original rental, then you might get a chargeback I suppose.
    "We can all fly as high as the dreams we dare to live...........unless we are a chicken" ~ Anon.
  • PZH
    PZH Posts: 1,599 Forumite
    Part of the Furniture Combo Breaker
    clarejep wrote: »
    Hello just wondered if anyone knows if it is possible to do chargeback through a Visa debit card and what the conditions are? Many thanks

    From the "READ ME FIRST PLEASE . . . Useful links, Resources and FAQs" link at the top of this board...

    http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases#debitcard
    “That old law about 'an eye for an eye' leaves everybody blind. The time is always right to do the right thing.”
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.