RAC, AA or another?

absfabs

Have finally responded to Martin's needling about paying too much for AA roadside, relay and home start insurance. Been with them for many years, like you I kind of like the idea of the bigger providers with plenty of patrols and a known track record.
So when my renewal came through I haggled, and got it down to £47 from £91, i.e. they are going to charge me road-side assistance cover but throw in relay and home-start for free.
All I had to do was quote the lowest rate found in Martin's Travel & Transport section under road side recovery insurance.
Certainly worth a try!

Andyboy

absfabs wrote:

Have finally responded to Martin's needling about paying too much for AA roadside, relay and home start insurance. Been with them for many years, like you I kind of like the idea of the bigger providers with plenty of patrols and a known track record.
So when my renewal came through I haggled, and got it down to £47 from £91, i.e. they are going to charge me road-side assistance cover but throw in relay and home-start for free.
All I had to do was quote the lowest rate found in Martin's Travel & Transport section under road side recovery insurance.
Certainly worth a try!

Great saving!

I will be a new customer but will have my info to hand and see how much they would like some new business. I will post my results. For info my wife was always on her Dads AA cover but had to do this in her maiden name and it never covered me so i think we will use the fact that she has in effect been a customer for years as a lever...."If you don't ask you don't know what the answer is!"

Thanks:T

tallica_2

no idea how to do links anymore but ill try, rac offers ...79.99 roadside and recovery and home for 2 people,best price i have found and although it states new customers i rang and told them the offer, as my renewal was 97
they dropped it to 79 sorted for another year
:T
http://www.rac.co.uk/web/breakdowncover/uk/?promotion=DISI05&drc=MYOFFE&affinity=DT0221&outlet=WEB01&affinity_name=myoffers

Andyboy

tallica wrote:

no idea how to do links anymore but ill try, rac offers ...79.99 roadside and recovery and home for 2 people,best price i have found and although it states new customers i rang and told them the offer, as my renewal was 97
they dropped it to 79 sorted for another year
:T
http://www.rac.co.uk/web/breakdowncover/uk/?promotion=DISI05&drc=MYOFFE&affinity=DT0221&outlet=WEB01&affinity_name=myoffers

WOW....Last time i looked it was £131. Thanks.

Keep checking this forum please as the prices of the motoring cover seem to be changing almost weekly.

EVERYONE please Tell me your recent qoutes and how you managed to haggle them down or changed to a new company. I would also like to hear your new customer offers if possible.

PS Unrelated-- but there is a petition floating around about trackers in your car and paying per mile to use the roads. Please use the following link to got to No. 10 website and sign it if you don't want another tax and big brother snooping system as well as possibly automatic speeding tickets sent to your house!!

http://petitions.pm.gov.uk/traveltax/

stooby

OK, i'll apologise in advance if this looks too much like an advert... but
I work for an independent insurance brokers and we have access to a cheap breakdown scheme with RAC:

It's £68.25 per year and provides Roadside, Recovery, At Home and European cover - the cover is vehicle based.

The policy is provided by a company called Broker Direct who distribute their policies through insurance brokers - usually the smaller independent ones rather than the big chains such as Swintons or wherever. The do not deal direct. I wont say my companies name 'cos i dont wat to break any rules or whatever about advertising/endorsing certain companies. To get hold of the product try phoning a few brokers in your area and ask if they have access to Broker Direct Assistance underwritten by RAC. If mod's will allow it, i'll happily post my companies phone number - unfortunately no web pages to advertise it!

The cover is good and you get the bright orange RAC van come out to you if you have to call them out rather than a "backstreet" type recovery truck - all the usual RAC benefits are included e.g. mesage forwarding, 15% off vehicle inspections etc.

Like i said, it's "vehicle based" i.e anyone driving the reg no you specify is covered in the event of a breakdown. The guy that started this thread was after cover for him and his spouse so he'd need 2 of these policies to cover both cars; but 2 x £68.25 still works out cheaper than buying just the one policy directly from RAC.

Again, all apologies if this just looks like a cheap ad - it's indented to be a pointer to say you can still get cover from a big brand name but by going through an affinity scheme such as this Broker Direct one. There's a few other ones about aranged by others but this is about the best one.

Andyboy

I have tried to get some info from the above post and have come across a broker who will do the cover for £65 and as i have no connection to them here is a link for anyone who is interested

http://www.thomas-carroll.co.uk/content.php?nID=46;lang=1

I phoned and spoke with a young lady there and she is sending me the paperwork to look at. The following is some basic info from the site in case the link is either not allowed or does not work for some reason:-


Breakdown cover

RAC Breakdown for only £1.25 per week, through Broker Direct Assistance.

One product and one price - total simplicity.

For an annual payment of £65.00 per vehicle our policy will provide:

* Roadside assistance
* Roadside recovery
* At home
* Onward travel
* European assistance

Do you qualify? As long as you are not driving a taxi, you are not a courier or driving a vehicle over 3.5 tons.

Contact Us

Address:

Thomas Carroll (Brokers) Limited
Pendragon House
Crescent Road
Caerphilly
CF83 1XX

Thomas Carroll Independent Financial Advisers Limited
Pendragon House
Crescent Road
Caerphilly
CF83 1XX

Telephone Number:

02920 88 77 33

Fax:

02920 85 52 30

E-mail:

mail@thomas-carroll.co.uk

Can anyone else match this?

stooby

This is the product I was talking about.
If anyone wants any info PM me and we'll do it for £60.00 per year for anyone enquiring via MSE. I've had loads of really good tips/codes off this website so i'm happy to "put a bit back" as it were.
If you PM me with your Vehicle Make, Model, Year and e-mail address i'll send you back a personlised illustration with the full T&C's. The product is exactly as described above.

Andyboy

stooby wrote:

This is the product I was talking about.
If anyone wants any info PM me and we'll do it for £60.00 per year for anyone enquiring via MSE. I've had loads of really good tips/codes off this website so i'm happy to "put a bit back" as it were.
If you PM me with your Vehicle Make, Model, Year and e-mail address i'll send you back a personlised illustration with the full T&C's. The product is exactly as described above.

i have PM'd and will let the forum know what the comeback is.

judderman62

If response times are of considerable importance then AA are, in my experience, very impressive indeed - see my post in this thread , which the poster stating RAC were FAR superior never replied to - speaks volumes maybe:

http://forums.moneysavingexpert.com/showthread.html?t=349713

Andyboy

Just to let you all know and any new readers to this that I now have RAC cover for £60!

RAC Breakdown through Broker Direct Assistance.

One product and one price - total simplicity.

This is a great deal and if you PM Stooby (see posts above this one) he will send the details you need to get cover for £60!

Quote from a competitiors website for your information "our policy will provide RAC cover as follows:

* Roadside assistance
* Roadside recovery
* At home
* Onward travel
* European assistance"