How would I go about paying things in england, if I lived abroad. PLEASE read.

BrettMorganxD

Eton_Rifle wrote: »

In addition to my previous post, in case this is a serious post :

1) I rent out three houses in the UK and deal with their maintenance but do not live there. It can be done but the chance of being ripped off is very much greater unless someone is there to physically represent you.

2) Is this 'friend' a romantic interest? I don't want to put such a small risk into words but be aware that attraction may not be entirely personal.

This is a serious post,

What can be done renting without a BTL mortgage?

She is a good friend but no lol, she is not a romantic interest. What do you mean by may not be personal?

Pollycat

Brett
I seriously recommend that you go and do some proper research on living in the Phillipines.

Have you read the latest advice from the Foreign & Commonwealth Office:
http://www.fco.gov.uk/en/travel-and-living-abroad/travel-advice-by-country/asia-oceania/philippines

Here's an extract:
There is a high threat from terrorism throughout the Philippines. Attacks could be indiscriminate, including in places frequented by expatriates and foreign travellers. Such places could include, but are not limited to, airports, shopping malls, places of worship etc.

As Eton Rifle asks, how well do you know this 'friend'?

Could she be possibly setting you up to be ripped off when you get there?

Pollycat

BrettMorganxD wrote: »

This is a serious post,

What can be done renting without a BTL mortgage?

She is a good friend but no lol, she is not a romantic interest. What do you mean by may not be personal?

This is also a serious post - have I not answered you in my earlier post below?

Pollycat wrote: »

No, but you would need to tell your mortgage provider that you had a lodger, and declare the income to HMRC and advise the local council if you were paying the reduced amount for a single tenant.

Or you could say nothing and hope nobody finds out.
But, personally, I'd never want to get on the wrong side of HMRC or the council.

What do you mean by

What can be done renting without a BTL mortgage?

BrettMorganxD

Pollycat wrote: »

Brett
I seriously recommend that you go and do some proper research on living in the Phillipines.

Have you read the latest advice from the Foreign & Commonwealth Office:
http://www.fco.gov.uk/en/travel-and-living-abroad/travel-advice-by-country/asia-oceania/philippines

Here's an extract:
There is a high threat from terrorism throughout the Philippines. Attacks could be indiscriminate, including in places frequented by expatriates and foreign travellers. Such places could include, but are not limited to, airports, shopping malls, places of worship etc.

As Eton Rifle asks, how well do you know this 'friend'?

Could she be possibly setting you up to be ripped off when you get there?

Very well, work collegue in last job

Voyager2002

BrettMorganxD wrote: »

No it isn't manila I am thinkin of moving it's the main island, it looks beutiful

Manila is on Luzon, which is the largest island and so is generally regarded as being "the main island". I lived there for two years, and would not put the words 'Manila' and 'beautiful' on the same page! Manila is horribly polluted and over-crowded; has the most desperate public health problems; and is ugly in a soul-destroying manner.

BrettMorganxD

Voyager2002 wrote: »

Manila is on Luzon, which is the largest island and so is generally regarded as being "the main island". I lived there for two years, and would not put the words 'Manila' and 'beautiful' on the same page! Manila is horribly polluted and over-crowded; has the most desperate public health problems; and is ugly in a soul-destroying manner.

The island I am speaking of is called boracay

peachyprice

Some advice:

If you really want to go to the Phillipnes, go now, before you buy a house, before you have the potential to lose anything, before you are tempted to become a cowboy landlord through pure ignorance, before you are sued by tenants.

Use some of your deposit money to fund your trip, keep the rest safely in the UK for an emergency repatriation/medical fund and go have a good time.

When you get back and actually understand the pitfalls of home ownership, buy your house and live happily ever after.

Pollycat

Brett
it may be a good idea to invest in this book before you go much further:

http://www.philippine-dreams.com/clickbank/?hop=asiajewels

martindow

This is extraordinary. You have seen some photos of a beautiful place so you have decided to live there?!

Don't you think it might be a good idea to visit it first?

sueturnersmith

Eton_Rifle wrote: »

I rent out one property with a "Consent to Let" instead of a BTL mortgage from the mortgage company. Ask to see if this is possible. Permission, if granted, is renewed annually but only for a few years in total.

This is all hypothetical. The OP doesn't even have a job at the moment, let alone his own house and mortgage!

See his other threads on the Benefits and Work board. He is a troll!