RAc conmen

mikey72

Hintza wrote: »

You are making an assumption that a breakdown policy is an insurance policy. Are you sure? If so can you point me in the right direction.

http://media.rac.co.uk/pdf/uk-breakdown-terms-and-conditions.pdf

keyfacts page 6

Complaint procedure, and referral to the FOS page 8

mikey72

George_Michael wrote: »

What comment?
This one:

The results of two rulings are there, neither of which is anything to do with breakdown cover.
How about finding a ruling which does mention the RAC, AA or another provider of such cover.

Again, argue that with the FOS.

The RAC accept it, as per their t&c's that you love so much.

mikey72

Hammyman wrote: »

Never had bank charges. Easy to do really - just keep enough money in your account and don't live beyond your means. Only poor people get bank charges.

Another of the "I'm alright" bridgade.

poppasmurf_bewdley

mikey72 wrote: »

Another of the "I'm alright" bridgade.

And you, I'm afraid, are a member of the 'woe is me' brigade! And I mean an idiom that is expressed delusionally out of sadness or sorrow, not the American band

George_Michael

mikey72 wrote: »

Again, argue that with the FOS.

The RAC accept it, as per their t&c's that you love so much.

Whay would I want to argue anything with the FOS?
I'm asking you for you opinion on the comment from the FOS that I have posted twice, yet you seem happy to ignore it.
Why is this? is it because it goes against your comments?

I've also asked if you can provide any reuling from the FOS relating specifically to cancellations and refunds relating to breakdown cover and again you have failed to address this.
Could this be because you've looked but failed to find anything so you are simply ignoring it?

Hammyman

mikey72 wrote: »

Another of the "I'm alright" bridgade.

One who has worked his backside off doing 60 hr weeks for nearly 2 decades and who continues to work even though he can sit at home on ESA for the rest of his life and who hasn't pee'd his money up the wall going out on the lash on a weekend or smoked it away.

So yeah I am one of the "I'm alright" brigade but only through hard work and taking personal responsibility for my life instead of passing the buck and thinking I am owed a living like wasters like yourself do and by living within my means even if it meant doing without.

mikey72

Hammyman wrote: »

One who has worked his backside off doing 60 hr weeks for nearly 2 decades and who continues to work even though he can sit at home on ESA for the rest of his life and who hasn't pee'd his money up the wall going out on the lash on a weekend or smoked it away.

So yeah I am one of the "I'm alright" brigade but only through hard work and taking personal responsibility for my life instead of passing the buck and thinking I am owed a living like wasters like yourself do and by living within my means even if it meant doing without.

That's good, we need people paying in over the odds, very socially aware of you. :T

vikingaero

I think a lot of people think that buying breakdown cover or a breakdown policy is akin to purchasing a tin of beans from supermarket. Yes most supermarkets have a very good refund policy that often goes beyond your statutory rights. The supermarket can happily resell the tin of beans if you return it.

With breakdown cover you pay for protection against an unforeseen event. If you don't use the service that's fine, if you do that's fine, but you have to pay for it. Can you imagine if the AA/RAC said that you could cancel at any time for a pro rata refund. That would mean that prices of their services would have to rise to cover the lost income. So we would get 1001 posts complaining of the cost of peoples AA/RAC cover rising from £250 pa to £500 pa.