Desperate and Scared

lynzpower

hi if you look to the bottom of the page /
/
/
V

sorry rubbish effort at arrow theres a box forum jump, scroll down and theres a section small biz & charity moneysaving

viv1969

Thanks....I knew it'd be right there staring me in the face.

lynzpower

viv1969 wrote:

Thanks....I knew it'd be right there staring me in the face.

dont be hard on yourself theres a hell of a lot of info on here, and getting your way around it isnt easy at first

viv1969

I just wish I could calm down a bit over all this.

*zippy*

Hi Viv

link to small business board its further down the page under the main heading money saving for who and where you are.

http://forums.moneysavingexpert.com/forumdisplay.html?f=27

I found them very helpful when i have asked for advice in the past. Might give some ideas to get your husbands business busier...good luck

A DMP is a debt management plan this can be organised through payplan etc

lynzpower

viv1969 wrote:

I just wish I could calm down a bit over all this.

you will, it wil ljsut take a bit of time to get over the panic and be in control.

Honestly, it will get better, dont punish yourself

melaniec_2

Hi
I'm sorry to hear about your son.

Your mortgage seems to be quite high do you have any spare rooms could you take in foreign students or a lodger?

viv1969

We don't have a spare room....our mortgage is a little higher than it may have been if my husband hadn't been self employed for less than 2 years when we were taking it out.

greencat_2

viv1969 wrote:

DH's mobile, at £30 covers his mobile calls & texts (never had to pay additional yet) and our internet service. This is through Orange. I guess there are people who thnk that Internet is a thing we can live without, but DH's business has a website and his pupils do use both that and they email too. So as a package of both and broadband internet I don't think that's bad, is it?

PM your husband's website address and I'll review and offer some suggestions on how it could be more easily found in search engines (if needed).

D&DD

tryhard wrote:

can your hubby sell on ebay?

:rotfl: My eyes ain't what they used to be I read this as can you sell your hubby on ebay :rotfl:

Hi VIV and welcome to the DFW board! I was so sad to read of your loss hun.Do stick around there are loads of people here myself included who have been where you are now and we have all come through it so do please keep posting.Hold fire on thinking about a loan please we are one of many on here who are on our fourth consolidation loan....:eek: You have to get your spending habits sorted first and do try to talk to payplan or cccs too.Best of luck you will get it all sorted and now you have loads of new friends to help