Orlit construction-What problems could there be

pokey128

Hi
I have viewed a house and love it but the home report states its from orlit construction but still suitable for mortgage purposes etc.

Does anyone have any experience of this type of house? I dont want to spend all my money on it only for it to fall down!

Thanks

Richard_Webster

Don't know whether circumstances in Scotland are different but I would think you would need to check whether it is

a) actually a non-traditional type of construction that is formally classed as defective and if it is

b) whether it has been "repaired" and what certificates are available concerning the repair.

Non-traditional non-defective house types still cause suspicion particularly amongst the smaller less well known lenders. (However I suspect "Orlit" is a defective type.)

Bigger lenders tend to be more sympathetic and will take on "defective" house types if they have been repaired, but each lender seems to have its own criteria as to what certification it requires about repair so if one lender lends to you, you could find a buyer can't get a mortgage because his lender won't accept that particualr certificate!

This is all based on English experience so attitudes could be different in Scotland.

googler

pokey128 wrote: »

Hi
I have viewed a house and love it but the home report states its from orlit construction but still suitable for mortgage purposes etc.

Does anyone have any experience of this type of house? I dont want to spend all my money on it only for it to fall down!

Thanks

They were built 'post-war' - i.e. late 40s, 50s, etc - so why should it suddenly fall down now? A bit of googling will get you more info than here, I'd suggest .....

http://www.insurescotland.com/home-insurance-orlit-houses-orlit-construction-insurescotland-2/

http://en.wikipedia.org/wiki/British_post-war_temporary_prefab_houses#Orlit