Lloyds TSB ppi Claim

[Deleted User]

Umbrella wrote: »

Whst should i do if i can found no evidence of loans ect.

If you want to be sure that the Bank have no details on record of any PPI on your finance then you could send them a Subject Access Request (SAR) letter. There is an excellent template here;
https://forums.moneysavingexpert.com/discussion/1475553

It will cost you £10, but only you can decide whether to spend this money- given that the Bank have already written to say they have no records.

If you do send a SAR, then ensure full details of your name at the time (as well as addresses) are furnished to them.

charlie1104

Hi there,

wonder if you can help. Are banks obliged to hold details of all accounts on SARS reports indefinitely. I've had a ppi claim upheld with Lloydstsb but absolutely sure there was a forerunner this to one but can't find the paperwork!

kind regards

Charlie

[Deleted User]

charlie1104 wrote: »

Are banks obliged to hold details of all accounts on SARS reports indefinitely.

No, they typically keep records for around six years (in line with FSA guidelines).

charlie1104

ok, thanks for your help.

Charlie

[Deleted User]

charlie1104 wrote: »

ok, thanks for your help.

It's your choice whether to gamble the tenner, but you can still send Lloyds a Subject Access Request (SAR) letter. You may get lucky, especially if you still bank with them.

charlie1104

thanks for the tip, I've banked with them forever so maybe worth a go.

Charlie