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Phones4u upgrade- failed O2 credit check?

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Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 September 2011 at 5:19PM
    Guys_Dad wrote: »
    No. Go in and pick any deal and say you would like to be sure you would be credit checked ok for when your Orange deal runs out in 2 weeks' :o time! Get them to go through the check.
    I am not sure that this is the right thing to do, especially after another recent credit search:
    Martin wrote:
    Get a 'quotation search' not a 'credit search'.
    If you're just trying to get a specific quote for a loan, ask the lender to do a 'quotation search' and not a 'credit search'. This means the enquiry won't have a negative impact on your credit score. Sadly, many lenders haven't yet adopted this practice, but it is worth asking. If not, consider whether you really want to get a quote - if it's unlikely you'll get the product, don't bother.
  • Guys_Dad
    Guys_Dad Posts: 11,025 Forumite
    10,000 Posts Combo Breaker
    grumbler wrote: »
    I am not sure that this is the right thing to do, especially after another recent credit search:

    f it was ever done ! Too many threads on her have suggested that no credit searches were ever done by some resellers.

    But, if in doubt, then HistoryGirl can wait till she is out of contract before going for another deal.
  • pmduk
    pmduk Posts: 10,687 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sometimes a network will refuse an application via a third party whilst being prepared to accept the same customer via a cashback site or direct
  • I didnt want to start a disagreement lol but I think I'll just wait til the end of October when contract ends and go from there. I'll hopefully have a bit more money by then so may just buy phone outright.
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