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Paid 10k more than neighbour for same house - HELP
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Some people don't get as good a mortgage deal as others. This is part of life. As hazyjo says, unless you know your circumstances match EXACTLY you're fretting unnecessarily. With a P/X you often win on the swings and lose on the roundabouts.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Builders like their properties to look expensive, it helps other sales. So if you part exchange they add a bit to the part ex value and add a bit to the new build price.
Its not rocket science.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Houses aren't identical, so the prices are unlikely to be
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Miss Balls. They have seen you coming and roasted you like a prize kipper, whereas they have treated you neighbours like fine princes.
Do not stand for it. Send a strongly worded email to their head office and do it without delay.0 -
If the other people didn't part-exchange then it is reasonable for them to get a 5% discount on the price you paid. So if £10k is around 5% then you have nothing to worry about. If they did part-exchange, then they negotiated a better deal than you and there is nothing you can do about it.
We part-exchanged my OH's flat for a Barratts house several years ago and our neighbours paid 5% less than us because they didn't part-exchange.0 -
I honestly would not waste your time. They will read it, pass it round the office, all have a good chuckle, then move on with their day.ruggedtoast wrote: »Miss Balls. They have seen you coming and roasted you like a prize kipper, whereas they have treated you neighbours like fine princes.
Do not stand for it. Send a strongly worded email to their head office and do it without delay."I'm not from around here, I have my own customs"
For confirmation: No, I'm not a 40 year old woman, I'm a 26 year old bloke!0 -
It's amazing what deals some people get when purchasing a new build. Some are better at negotiation than others. As long as you paid a price that you thought was fair then you should be happy.
We tried a p/x deal and they offered us peanuts so we put it in the market.
Going back as a buyer with cash put us in a stronger position and we got a far better deal. At least you avoided the hassle of going through the sale which is an absolute nightmare. Every cloud and all that0 -
ruggedtoast wrote: »Do not stand for it. Send a strongly worded email to their head office and do it without delay.
Absoloutely, they might just give her 10k...........:rotfl:0
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