auto-man wrote: »
Oh sorry. The main redundancy was in 1998. I've used my savings and had to take a loss of £47000 on a rental so yes I've done all that.
How dare you all preach like this. It's disgusting. You do not know anything about me, all your presumptions are misguided by your own self pity. Because you're a failure you think we all are.
I had it all, lost it all, used all my savings snd sold a flat at a huge loss to pay my debts. I now have less than £35k to show for it.
Now, from someone that has seen it (twice) and been affected twice, I stand by my debate that the actual money advice trust and the banks agreed that entertainment, phones and Internet is allowed snd acceptable before debt repayment is assessed.
So try again. Please though, be so kind and ask before presuming.
musicmaker29 wrote: »
I'm not sure about that - banks don't need £100k to lend someone a £100k mortgage - they need about £25/30k. They create the other 70k(ish).
auto-man wrote: »
I never implied any such thing. You're usually good at adding words in people's mouths, not mine. I said over general debts not a mortgage. According to all the banks that agreed to the common financial statement trigger figures, a reasonable allowance for sky, mobile and internet is allowed. Maybe you forget what century we are in.
Go learn what you try and preach before you look any sillier. Thanks for showing MSE to be the bullying forum it is.
paulgbar666 wrote: »
Pay mobile bill which only needs to be £25.00 per month on 3 for 2000 x net mins and unlimited data usage with a smartphone.
For the past 13 years all people hace done is give themselves a payrise of about £4000 per year via credit.
Clearly this was only sustained whilst credit was available etc; but now the whole pack of cards has come tumbling down.
Therefore if you want it you will have to save and if you cannot save enough then you can't have it! Simples!.
Use one-by-one to get lots of discounts
Shift existing card debt to 0% interest for up to 31 months
What this means for you