Wednesday 31st August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning gang :wave: hope everyone is well :A hurrah Wednesday already :T
well wishes to everyone feeling under the weather - after a week of feeling terrible it felt AMAZING to feel better on Monday & yesterday so take heart it will get better!

Today:

• checked banking & cc statement - still no cashback!!!
• read Martin's email & order 2 tickets to the Britain's next model show :T hopefully will take my dd...
• breakfast, lunch & dinner from stores
• pop to supermarket in my lunch break and pick up bits I need - take list & bags
  
• going to zumba with a friend tonight & have asked her to come to mine for curry afterwards rather than going out for a meal
• quick make curry after work before zumba!
• use "free" chard I got from the veg patch at the office I was working at yesterday for the said curry :money:
• super quick tidy up after work too
  
• book parking space for our holiday next week :T
• someone coming to pick up the rice cooker advertised on freecycle - it fantastic isn't it???
• check through fridge/cupboards & adjust meal plan to make sure things get used up
  

ok that's all for me. Happy days everyone x

kjp

Morning everyone!

Thank you for starting the thread, DNMS!

Today I have/Will:

• Check banking
• Check TCB
• Update spreadsheet from weekend
• [STRIKE]Read email[/STRIKE]
• Update Christmas spreadsheet with yesterday's H&M bargains
• Collect my incredibly DFW-y Christmas present for my friend's son from Tesco on the way home - the £1 ball pit on the Grabbit board at the weekend, paid for by a 'lost' £1 clubcard voucher found thanks to Martin's tip! :money:
• Collect the Bush Iphone dock reserved from Argos on the way home as found in the weekly email - brother's Christmas present - DONE!
• Get some clothes ready to list on Turbolister - all 99p starts so free!
• Post Ebay item sold at weekend
• Post test items
• Work hard
• Smile lots!

Hope everyone has a great day, halfway through the week already!

ixia

Morning everyone- thanks DNMS for starting us off

Today's list:

• check banking/e-mails/surveys
• brekkie/lunch and dinner from stores
• washing out to line dry
• DS and DD1 get paid today- get money back they owe me

not much more today will need to go to shops for a few bits have a good day everyone!

Candy0107

Morning Gang,

Thanks to Determined for starting the thread – love your outlook that there is a light at the end of the ‘sickness’ tunnel!

Hope everyone else is good – hugs to those that need them

Sorry I wasn’t around yesterday – was just able to get into work on time and had to pop to town at lunchtime

Today and yesterday I have/will:
• Checked online banking – no change
• Withdrew cash for lottery syndicate
• LSD – only buying breakfast and lunch at work (I have zero energy at the mo so sleep is more important than getting up 5 minutes early – Porridge is on the cards I think)
• Dinner from storecupboard
• Read freebie paper on the train
• Used railpass to get to work
• Read newspapers online
• Need to charge up mobile at work
• Take vits and meds to control hormones
• Update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Drink my lovely/disgusting multivitamin drink (own brand B*rocca)
• Early night – get rid of the bugs etc that are about at the moment (last night was in from work at 18:50, cooked dinner and was asleep by 20:15 – I am quite proud of this!)

Think that is about all, have a great day and sparkle!
Candy xxx

determined_new_ms

Candy0107 wrote: »

Morning Gang,

• Early night – get rid of the bugs etc that are about at the moment (last night was in from work at 18:50, cooked dinner and was asleep by 20:15 – I am quite proud of this!)

Think that is about all, have a great day and sparkle!
Candy xxx

I see your "asleep at 8.15" & raise you a went to bed for a nap at 5.30 last week and woke up at 5 in the morning!

josiebabie

Morning all, sorry been awol of late, no excuse other than laziness to be fair! Lol
This is me:-
- Check banking
- HW off
- Work hard today
- Sell a purge
- Netball tonight, will take own water
- Drive carefully to netball as it has moved to further away
- Provide homemade cakes as it's my birthday
- Buy cheap lunch as a treat
- Sparkle :-)

Jx

Wannabe01

Good morning everyone, I am up and about early this morning, as there is a lot to get done. Yesterday was not a very productive day as I did not seem to get very much done although I was actually kept busy all day.
DNMS – Thanks for starting us off this morning.


My list for today:

• Get ds off to school done
• Bath dd
• Quick shower
• Catch up with washing
• Do some of the ironing mountain
• Look into available work
• All meals from stores
• Take dd to baby group
• Check one poll done Earned 10p
• Check pure profile done
• Check pigsback done
• Complete ms work and look for more done
• Write up some of the data, discuss with client and schedule the rest of the work
• Do some of the knitting project
• Make bottles for dd
• Collect ds from school
• Do some work on the blogs
• Catch up with emails done
• Read Martin’s email
• Decluttering - List 3 things online (I have decided to tackle this in small sections as thinking about it as a massive project = nothing gets done)

I think that is everything that I need to get done today.

pixiechick99

Happy Birthday Josie!!:beer::beer::beer:

stitching_witch

:bdaycake:Happy Birthday Josie :bdaycake:

(although didn't you say to me this morning that it wasn't your birthday as you hated the whole aging thing???)

Okay then, my list so far:

• had HM granola for breakfast
• made packed lunch for DH and myself
• fed and watered the chickens
• traced and cut out two patterns for customers
• gammon in Slow Cooker
• refreshed sourdough ready to make bread tonight
• checked banking
• checked for surveys

I will also:

• use motorbike for work
• take library books back to avoid a fine
• go through a bag of clothes from boss' wife to see it I could use any of the fabric - rest to charity shop
• have allotment potatoes and allotment beans with gammon for dinner
• have an NSD

My discussion with the boss yesterday didn't quite go to plan. He just said "I've made a note and we will discuss it at length in due course" He's good at delay tactics, but I haven't quite worked out what to say if he disagrees.

Have a good day all, stitchy x

Pernicious

Morning all,

I was in early to work so figured I'd do a quick post beforehand, but it's taken about 10 minutes just to load up!!! So it's a very quick post & I will catch up later with everyone.



Today I have/will:-

• [strike]OH up early to do 2 hours of overtime this morning bless him [/strike]
• [strike]Used freebie deodorant that I have been paid to trial [/strike]
• [strike]Used freebie moisturiser [/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Food from stores[/strike]
• [STRIKE]Dinner from meal plan[/STRIKE]
• Check online banking
• Rejig budget
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Check out flylady thread & do something![/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]Take refillable water bottle to tkd & try really hard to get the most out of it[/STRIKE]
• [strike]Pop to Mr T's on my lunchbreak, the little one so I can't overspend [/strike]

Have a great, moneysaving day everyone x

WelshWoofer

Morning all!

Just watching BBC Breakfast news where they're talking about it being the coldest summer since 1993 and how to keep warm - its August! The tips revolve around the usual stuff - using an energy monitor, hot water bottles, jumpers, shorter showers, only using the washing machine with a full load, drawing curatins.....

My mortgage completes today - got a phone call from the solicitors yesterday, all systems go! The first payment in Sept will be about £100 more than the subsequent ones but it will save me about £50 a month and its fixed for a couple of years so I'll know where I am budgetwise:T

Other things for today....

• Walk the dog lots
• Stick to diet -rejoined fat club last night and have set myself a target of 8lbs, want this gone ASAP
• Post ebay parcel - only listed last night and its sold almost immediately on a buy it now thingy - cash raised (£17 profit going into the Xmas fund
• Read Martin's email
• Do school work - was very lazy yesterday:(
• Write shopping list
• Do meal plan for next week
• Do some cleaning ready for mum's visit tomorrow
• Update diary
• Look for vouchers/discounts for things to do/eat when mum and sister are here
• Not put heating on!

Hope everyone has a good day!