Can I get a crisis loan as my wallet with all my benefit was stolen?

NASA_2

Adereterial wrote: »

Oh you'd be surprised at the number of people who call for a Crisis Loan having withdrawn all of their benefit (sometimes running to hundreds of pounds) and lost it all on the same day. When asked why they do this, few can give an answer besides 'I just do.'

Cynical, me?

Yes, amazing how often it happens.

Though the stupidest excuse I ever heard was that someone wanteda crisis loan because they had spent all their money on food and home heating oil. They were refused.

chalkie99

Adereterial wrote: »

Oh you'd be surprised at the number of people who call for a Crisis Loan having withdrawn all of their benefit (sometimes running to hundreds of pounds) and lost it all on the same day. When asked why they do this, few can give an answer besides 'I just do.'

Cynical, me?

Same when the call the Police. Always lose the whole amount the day they are paid, never any other day or part of the money.

Adereterial

donnajunkie wrote: »

yes they are famous for not paying the asked for amount. that is why people usually ask for more than they need. of course thats not really possible in this case.

You'll only ever get the full amount if you ask for less than the maximum they can pay.

Most applicant's expectations of how much food for a week costs are unrealistic to the extreme.

The maximum for a single adult is about £40 for a week. And that's it - no more, except in very limited circumstances.

Asking for more than you need is fruitless, you'll only ever get the amount you ask for OR the maximum amount they can pay, or a reasonable amount if you have resources available for part of the period you're asking to be paid for.

donnajunkie

Adereterial wrote: »

You'll only ever get the full amount if you ask for less than the maximum they can pay.

Most applicant's expectations of how much food for a week costs are unrealistic to the extreme.

The maximum for a single adult is about £40 for a week. And that's it - no more, except in very limited circumstances.

Asking for more than you need is fruitless, you'll only ever get the amount you ask for OR the maximum amount they can pay, or a reasonable amount if you have resources available for part of the period you're asking to be paid for.

maybe i am thinking of a different type of loan that they give because i know people who have borrowed several hundred pounds. i remember one person saying if you need 500 ask for 700 as they always lend less than what you ask for.

NASA_2

donnajunkie wrote: »

maybe i am thinking of a different type of loan that they give because i know people who have borrowed several hundred pounds. i remember one person saying if you need 500 ask for 700 as they always lend less than what you ask for.

That's a budgeting loan.

Anubis_2

This did actually happen to us one Christmas. We had saved £100 towards christmas and went into town for an hour for shopping. I stayed outside the shops in my scooter nd on the second shop my husband could not find his wallet when he went to pay. He came out to me embarrassed and we retraced our path.

To cut a long story short we got the wallet back with everything in it. He had dropped it on is way put of the first shop, and the assistant spotted it but and put it behind the till. We truly did not expect to get it back, there are some good people out there.

I am not sure if we would have been entitled to a crisis loan as we were not on benefits at the time, but even if we were, I would not have applied because we did have food, and that's all thst was necessary, and the money was savings anyway.

Just saying money can be genuinely lost/stolen, although I do know that there are people who take advantage. I do think, in such situations, food stamps would be better. I know some may be bill money but people should be able to come to a temporary arrangement until they next get paid, food stamps wouod ensure that a person eats, which is really all that is needed.

cit_k

Anubis wrote: »

This did actually happen to us one Christmas. We had saved £100 towards christmas and went into town for an hour for shopping. I stayed outside the shops in my scooter nd on the second shop my husband could not find his wallet when he went to pay. He came out to me embarrassed and we retraced our path.

To cut a long story short we got the wallet back with everything in it. He had dropped it on is way put of the first shop, and the assistant spotted it but and put it behind the till. We truly did not expect to get it back, there are some good people out there.

I am not sure if we would have been entitled to a crisis loan as we were not on benefits at the time, but even if we were, I would not have applied because we did have food, and that's all thst was necessary, and the money was savings anyway.

Just saying money can be genuinely lost/stolen, although I do know that there are people who take advantage. I do think, in such situations, food stamps would be better. I know some may be bill money but people should be able to come to a temporary arrangement until they next get paid, food stamps wouod ensure that a person eats, which is really all that is needed.

Apart from maybe money for prescription drugs, if not exempt from charges, money for gas/electric, unless sitting in the dark and freezing cold is fine, and all food is cooked cold, and everything washed in cold water.

And let them of any interviews etc that require bus fares etc, tell them to find some old newspapers for toilet roll, go without other required toiletries that may run out of, etc.

Adereterial

NASA wrote: »

That's a budgeting loan.

Or a Crisis Loan for items. Those no longer exist.

dmna

cit_k wrote: »

Apart from maybe money for prescription drugs, if not exempt from charges, money for gas/electric, unless sitting in the dark and freezing cold is fine, and all food is cooked cold, and everything washed in cold water.

And let them of any interviews etc that require bus fares etc, tell them to find some old newspapers for toilet roll, go without other required toiletries that may run out of, etc.

Not entitled to any assistsance with prescription drugs (a crisis loan may not be awarded for any optical, aural, dental or medical expense), or travel to interviews (missing out on a job is not a serious risk to health or safety, don't confuse crisis loans with JSA just because they're maintained by Jobcentre Plus) etc.

dealer_wins

Adereterial wrote: »

Oh you'd be surprised at the number of people who call for a Crisis Loan having withdrawn all of their benefit (sometimes running to hundreds of pounds) and lost it all on the same day. When asked why they do this, few can give an answer besides 'I just do.'

Cynical, me?

They mean "lost it" as in lost it in the bookies!!

Telling the truth in a sneaky way LOL