The Solvent September NSD Challenge

butdoineedit?

Evening all!! A very paint splattered BDINI reporting for duty!!

Targets met today:

donna dynamo – well done for number 10 & hitting target!!! :j
Target increased to 12 now!

SpendSpendSpend – well done for number 15 & hitting target!! :j
Do you want to increase your target this month?

Lots of NSDs rolling in today, so well done to:

mysk_girl – well done for number 8!! :j
Sorry to hear you haven’t been well, it sounds awful! Hope you are feeling a little better now?

squeeeek – Well done for 7 & 8, you’re doing great!! :j

bottleofred – well done for number 18, you’re doing great!! :j

fedupandskint – well done for number 10!! Ooh yummy to home made chutney!! :j

SillyBlondie - well done for number 17, you’re doing great!! :j

Butti – well done for number 4!! :j
Loved the story, how did you get out in the end?
Good luck with the job hunting!!

Igamogam - well done for number 12, you’re doing great!! :j

pinkfluffybabe - well done for number 19, you’re doing great!! :j

rainbowneeks - well done for number 11, you’re doing great!! :j

rising from the ashes – well done for number 13 & for resisting the internet shopping!! :j

slowlyfading - well done for number 14, you’re doing great!! :j

LittleMissHappy – well done for number 9, glad you had a good time, your “camping trip” sounds like lots of fun!! :j

Lily_The_Legend - Well done for 11 & 12, you’re doing great!! :j

And hello to:

Keiss 21 – I was gutted for Scotland Keiss, listened to the commentary & they soooo should have won!! A bit of rivalry next weekend when they play England maybe????

iwanttogoonholiday – target lowered to 10, & just think if you do get to 12, you’ll have 2 prizes!!

IF

Evening my no spendy chums :dance:


BDINI got my 15th NSDtoday, thank you x:A


Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

greenanne

i've just managed another no spend weekend.this either means i'm getting great at not spending money or,i'm just a boring old f*rt with no life.:)

anyway.i still have another day from last week to record,so with the weekend i have

11 nsd.thats one more than i was aiming for.

jaffacakegal

Hey y'all!

Hope everyone had a nice weekend!

I had my 1st ever (I think) totally spend free weekend since I started doing this challenge :j Friday, Saturday, Sunday - now on 15 NSDS!!!

Friday night I got 20quid for helping out on a concert, Saturday I played for another band (who I don't like to accept money from as my dad plays for them), and today I have done nowt! Profitable weekend

JCG x

solventsoon

Hi lovely people:A

A quick catch up all as I seem to have been AWOL for a few days, sorry:o:o

LMH - good news about the cheesecakes, pleased it worked out OK in the end:T. Hope the do went well, and DS2’s birthday also:)

If - love this week’s pictures:T:T

marmite - pleased the temperature has dropped, hope it’s still OK and that you’ve enjoyed your holiday:)

Red - eek to the prices at the wedding reception, that must have been a mega-expensive hangover:eek:
Another ManU fan, I see:D

Lily - I know, the “C” word always does come along and take me by surprise... well done for being so organised:T. Pleased the hen do went well (and not too expensively):T
Eeek to the washing machine and fridge freezer but yay to DH and the hamper:j

BMF - hope you manage to stock up on your unmentionables or you’re in for a pretty chilly winter!!!:rotfl:

jinty - pleased you’re enjoying your hols, hope the weather stays good - ahhhh.. I see it changed mid week!!:eek:

BDINI - yay to the new tenant, the new front door and the glazing. You’ll never have to employ anyone to do anything after this episode!:T:T

webitha - hope you’re feeling a bit better, take care

donna dynamo - grrrr to the cold, hope you’re feeling better:)

elfen - more ((((hugs)))) coming your way. Hope you managed to see your sister today and that you’re feeling better x:A

Keiss - :eek:to all that washing (and ironing). Good idea about the washing soda and vinegar though, I might give them a try, thanks:T
Hope the Malvern show went well and you managed to avoid spending too much money there:D

rising from the ashes - I so sympathise with you re cats and their food, they can be such fussy boogers:eek:

JCG - oh dear, sounds as though you’re under the weather buying Lemsip and Beechams, hope you’re feeling better x:)

Nargle - I’ve no idea what went into Igor’s champagne but I seem to have had a lost weekend. Have you tried using it for cleaning the drains? :eek::rotfl:

mysk_girl - sorry you haven’t been well, that sounds like a nasty little bug. Hope you’re feeling better now?:)

Butti - there’s a job out there with your name on it and it will find you eventually (((hugs))) :A How did you manage to get out of the house and did you get a parking ticket?;)



I've just totalled up my NSDs and it seemed I made my target on Sunday so thats 20 NSDs for me, yay!!!!!

Could I increase my target to 23 please, BDINI, thank you :A


'night everyone

spoon xx

PS: And thank you again for all the lovely birthday wishes and cake, you're a great bunch of people xx :A:A

chris81418

Good morning everyone! :wave:

A spendy weekend for me, so no more NSDs to add to my running total - fingers crossed for today however!

Have a good week everyone and good luck catching more NSDs!

bowlofsoup

Hello All
NSD for me yesterday and also today - so thats 6 now since my LBM

NSD 6/Target 9

Xsoupy

webitha

sorry for not checking in for a few days guys but was on and awesome...awesome bike rally with THE best band on, :beer::beer:

i am tired achey inside and out with a huuuuge bruise on my bottom no idea where from

but better still i took own food and booze so spent not a penny, even when i went to buy some new boot laces, the trader gave them for free :j:j:j good job he is a friend

so i am now up to 13 nsd only 2 to go, which i dont think will be a problem as im waaay too tired to go outside lol

mysk_girl

Well, am still trying to kick this bug, therefore today will be an NSD for me again. Number 9 which beats my original target! And if I can stay ill / focussed (would prefere focussed, am just too exhausted to contemplate more ill), I will finish the month on Thursday (pay day on Friday) with a credit balance in my account! Just, but credit is credit and it really doesn't happen that often (at all, actually...). Am supposed to be doing a sponsored run next Sunday, not sure how that will work out with being so ill...

LittleMissHappy_2

Today is going to be an NSD as it is a day of hard study. I just need to keep my head down and work. And no Ama*on. And no grabbit board. I think I may need some convincing It's quiet today, hope it's because you are all busy having fun