The Solvent September NSD Challenge

LittleMissHappy_2

Thanks for all your well wishes for my cheesecake And for squeeeeks recipe which I will try this morning I'll just keep swimming, just keep swimming, just keep swimming, swimming, swimming

solventsoon

LittleMissHappy wrote: »

Thanks for all your well wishes for my cheesecake And for squeeeeks recipe which I will try this morning I'll just keep swimming, just keep swimming, just keep swimming, swimming, swimming

Good luck with the cheesecake, LMH, hope squeeeek's recipe helps xx

Good to hear that your sister and Willow are doing well

mysk_girl

Cheesecake recipie looks yum! No NSD for me, DD lost her swimming hat and they won't let them in the pool for lessons without one, so had to buy her a new one. Grrrr. Definite life getting in the way there! Wondering if I should compound it by going out for lunch? Only to cheapy 2 for £5 pub, kids eat free so possibly £20 including drinks? Given no food in house, it's probably going to happen!

Edit: just realised there is no recipie posted here, I was googling no bake cheesecake and found one, but not one in this thread! Feel a bit silly now...

solventsoon

ifwisheswerehorses... wrote: »

Hello all :hello:

Love this, If :T:T:T


JCG - good news re the dress, can we have a look (we're not nosey here, just interested:o:o)


Red - hope you have a lovely time at the wedding and the hangover isn't too expensive.... Well done for reaching your target:j

Lily - wash your mouth out with soap for mentioning the "C" word in September:eek::eek: Hope the hen do goes well and, like Red, that the hangover isn't too expensive....

mysk_girl - I think I did warn you that this becomes addictive:D Well done for your first 2 NSDs:T


Hope everyone has a lovely Saturday

spoon xx

debtfreewannabe321

good morning

I've been aiming for NSD's all week, but keep seeing stuff on the 'grabbit' boards that i just have to have, because the offers are too good to miss :rotfl:i'm staying away from the board today so I can finally claim another NSD here! #7/10 for me well done to those who have already reached their targets! I don't know how you do it, i really struggle to have nsd's :think:


dfw x

The_Dragon

Claiming #10 and 1st target! Can I have a 2nd target of another 5 please

pinkfluffybabe

NSD No13 for yesterday.

Today is a spendy day - lottery, a few bits in boots and some chocolate for tonight.

beanielou

No 11 today.
Havent been out and wont be going out!

IF

pinkfluffybabe wrote: »

NSD No13 for yesterday.

Today is a spendy day - lottery, a few bits in boots and some chocolate for tonight.

Oooh chocolate essential for a saturday night.....or sun,mon,tues,weds,thurs,fri come to think of it!! :D:p:p

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A





Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!