The Solvent September NSD Challenge

TwelveStopsThenHome

I have managed 4/5 NSDs. Deffo will add some more. It has been hard due to a birthday of collegue, and a pizza lunch to celebrate yesterday. Just sick of bills and direct debits.

greenanne

hi there.
another nsd day for me

THAT MAKES 6/10 FOR ME SO FAR THIS MONTH.
will try for another one tomorrow.

solventsoon

Hi everyone

If - I love the sleeping cat picture, that is soooooo cute:D

Disenchanted - hope the interviews went OK?

Nargle - you are such a wicked mother, DS will be psychologically scarred by having to wear those underpants:rotfl:

JCG - I love the dress:T


And a huge WELL DONE to everyone for the NSDs rolling in this month:j:j:j:j


No 14 for me today, woohooooooooo:j

LittleMissHappy_2

Lily_The_Legend - well done for number 6 :j:j:j
squeeeek - well done for number 4 :j:j:j
Keiss 21 - well done for number 12 :j:j:j
debtfreewannabe3321 - well done for number 7 :j:j:j
The Dragon - well done for number 10 :j:j:j and first target met BDINI will change your target to 15 when she gets back next week x
pinkfluffybabe - well done for number 13 :j:j:j
beanielou - well done for number 11 :j:j:j
Disenchanted - well done for number 8 :j:j:j
marmiterulesok - well done for number 10 :j:j:j
Lewby - well done for number 6 :j:j:j
Pips Mum - well done for number 4 :j:j:j
Nargleblast - well done for number 6 :j:j:j
jaffacakegal - well done for number 9 :j:j:j
FrugalLiving - well done for number 10 :j:j:j
TwelveStopsThenHome - well done for number 4 :j:j:j
greenanne - well done for number 6 :j:j:j
spoon - well done for number 14 :j:j:j

And (finally) another NSD for me making it NSD 5. They are as rare as hens teeth around mine at the moment! Thankfully, no more trips to the shops as squeeeeks recipe was perfect In fact, it turned out so well I got my confidence back and made a baked one too which also came out really well, so now I will have two cheesecakes and a Victoria sponge to take tomorrow! :beer:

jcg - I agree with spoon, the dress is really beautiful - I bet is is actually even nicer in grey

LittleMissHappy_2

mysk_girl wrote: »

Cheesecake recipie looks yum! No NSD for me, DD lost her swimming hat and they won't let them in the pool for lessons without one, so had to buy her a new one. Grrrr. Definite life getting in the way there! Wondering if I should compound it by going out for lunch? Only to cheapy 2 for £5 pub, kids eat free so possibly £20 including drinks? Given no food in house, it's probably going to happen!

Edit: just realised there is no recipie posted here, I was googling no bake cheesecake and found one, but not one in this thread! Feel a bit silly now...

No need to feel silly The cheesecake recipe squeeeek gave me was no bake but I've made a baked one too

chris81418

Good morning everyone! :wave:

Just quickly popping in to report that over the last 2 days, (yesterday and the day before i.e Friday and Saturday) I managed to re-stock the cupboards and fridge, so had 1 huge spend day, but on the other day I managed to refrain, collecting one more NSD, so I'm now up to 14 NSDs! Yay! :j

Have a good rest of the weekend everyone!

Frodobaggins

Friday was NSD#6 and 2 in a row. Had hoped to go for 4 in a row but had to spend yesterday. Fingers crossed for another today.:)

IF

Morning all, hope your Sunday goes well x :hello:

Got my 10th NSD yesterday, thank you xx :A

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A




Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Ed_from_beds

Saturday was NSD number 8

Thanks