The Solvent September NSD Challenge

Lily_The_Legend

ifwisheswerehorses... wrote: »

100 days!! :eek::eek::eek:

You've mentioned the 'C' word Lily!! :eek::rotfl::rotfl:

Love the wiggles

I blame Martin Lewis! :A:o

He mentioned it on his Facebook status today, got to get ourselves prepared!

jaffacakegal

mysk_girl wrote: »

Not an NSD for me as forgot had invited DD's friend for tea - but with nothing in the fridge or freezer, I had to go to Tesco. They must really think we are thick though, McCains Smiley potato things were on offer for £1, so I picked a bag up. Scanned at £1.90 so I went to customer services to get me money back. Turned out the offer was on the 450g bags and I'd picked up a 900g bag "but if you want 2 of the one on offer, you can pay me the extra 10p". He couldn't work out why I laughed! I said "that's not much of an offer", he still insisted that 2x450g for £2 was better than 1x900g for £1.90 because "it's on offer, innit". No dear, I can do maths. In my head an' everything!

I love this - reminds me of me stood in mrT scratching my head trying to work out the best deals

I counted the interest as Wednesday and bought dress yesterday so no NSDs for a while! I did get liquid gold whilst I was spending anyway tho Put aside some money for today as I am going to a surprise party for a couple of drinks - as long as I don't spend over the allocated £15 I will claim as NSD!

JCG x

Lily_The_Legend

Glad you got the dress JCG! :j Have you got a link for us to see which one you got?

IF

Lily_The_Legend wrote: »

I blame Martin Lewis! :A:o

He mentioned it on his Facebook status today, got to get ourselves prepared!

:rotfl::rotfl::rotfl::rotfl:

BigMummaF

*yawn..tmm-tmm-tmm-aahhhhhhhhh..s-s-t-r-e-e-t-ch-ch-ch* Munning *wipes dribble from chin with sleeve of jimmy-jams, then squints hurredly* WOW! Tis bright out there for 7 in the morning! Has Summer come back?

I've been a tad under the weather with a head cold, but I've scratched the nsds on the handle of my toothbrush--it needs replacing anyways & I've brought it downstairs to remind me to post, plus put 'Toothbrushes' on the shopping list for Monday Fingers X I won't need too much, the cupboards need to be run down in readiness for a deep clean &......

What was I talking about :think:


:idea: NSDS! I'm up to No7 thanks Keepers of the Thread

I'll have a Friday Wiggle in a bit, but the tea pot is calling loudest just now!

ModestyB

Hi all, hope everyone's feeling better.
Finally got NSD No.8 today, phew, sigh of relief. It would have been yesterday but DH spent £2.60 in Mr. M's. AND ... Hands up, I admit spending £5 on Wednesday. Just couldn't resist the Siren call of Johnny Depp as Captain Jack Sparrow. Lol! At least I shared the cost with my DD.
Hugs to everyone who needs one and anyone who would just like one.

iwanttogoonholiday

going to take today as an nsd - so thats 6nsd...hoping for 2mor too!

SpendSpendSpend

Another NSD for me today so that takes me to 9NSDs which is good as I'll probably spend over the weekend. Take care everyone.

mysk_girl

And for meeeee it's NSD 2! helped somewhat by a lunchtime seminar at work (free sandwiches and donuts in return for our annual "working with asbestos" training...). Then dentist, but not counting the £133 :eek: as spends as we are insured and will get it back as soon as I get round to filling the forms in. Dental insurance is a perk of my job, and it comes in very handy are there are no NHS dentists here. The little ones are on NHS, but they don't take adults onto their NHS list. That was a check up and hygienist for 2 of us...

I'm already addicted I fear, ending the week with money in my purse is the best feeling!

IF

Hello all :hello:

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A






Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!