The Solvent September NSD Challenge

IF

Hellooooo My No Spendy Buds :hello:

I'm doing the Friday ~ Wiggle ~ :dance:

solventsoon

Hi everyone:A

Love the wiggle and the pic, If :T:T:T:T

And a wiggle from me as well


Hope you're all having a good Friday:D

Lewby

Loving the Laurel and Hardy and the wiggling pigs!! Wish I was more computer literate and could do things like that!!

Having NSD No 5 today. After yesterday's spendy day I don't have to make any purchases or even go near a shop so feeling pleased to have made it to 5 in 9 days! It sooooooo works in terms of making you concious of your spending. Going to mum and dads later to scavange free veg from their garden and fruit from their trees. :T

Will probably need to venture out for milk and a few bits tomorrow but will be kept to a minimum!! Will also need petrol tomorrow but will get by on the fumes today.

Happy weekend everyone!! :beer:

Natty68

Hope you are all well.

to those that are having a hard time at the moment. And well done to those that are getting their NSD's

Unfortunately I had a bit of a spend up yesterday - I decided to treat myself to a breakfast in the cafe before my therapy session yesterday morning. But it was nice :T

Awww all of you the other side of the river from me, I feel all alone in little old Kent...lol But I am off to Shropshire in a weeks time so who knows I might meet..

Today is No 5, although afraid tomorrow won't be as we are off to Kent Garden Show and I intend on spending OH's money..lol

Lily_The_Legend

Friday wiggle from a policeman at the Notting Hill Carnival (video is at the bottom of the story):

http://www.dailymail.co.uk/news/article-2035376/Bobby-beats-One-officers-dance-moves-cheered-crowd-gets-spirit-Notting-Hill-Carnival.html

:T:T:T:rotfl::rotfl::rotfl:

toottifrootti

today is NSD 7/20 and 4 in a row

QueenB.

Sadly a spendy day today but OH needs birthday presents:D

Tried to get everything i needed but couldn't so my no spendy saturday has now become a spendy one:(.

Well done to everyone else who is on a NSD roll:T

I will rejoin you all on monday:D

Nargleblast

Still no further with the NSD quest - had to get more milk in for the gannets at the weekend (i.e. OH and DS - I am at work this weekend so they are self-catering!)

On the bright side though - as I am at work this weekend the purse will stay chained up at home so that should be another couple of NSDs. Fingers crossed.....

Must get OH to record Dr Who and Strictly Come Dancing. Might be watching the Proms Last Night on TV so will be looking out for a donkey wearing a nappy.

ms_night_ryder

OMG wow! can't believe it, it just occured to me that i have managed an NSD at work, which never happens as i always get tempted! but i had some yogurts in the fridge ubd on monday so i made sure i had 2, so another 2 to eat on mon, i took lunch with me, along with a glitch rice pudding and some other snacks! wow im impressed with myself, will not be spending anymore as i have a hotel ms tonight, so food/room service will all eventually be paid for plus a fee, nice

So number 3 for me please.

IF

Hello all :hello:

BDINI up to 7 NSD's for me thank you xx :A


Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!