We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

questions about a cccs dmp

Options
hello

ive been in a dmp for a few years now. i have a question

1. if i change my address with my creditors and or cccs will i black list or effect the credit rating of property owners. i was thinking of moving in with parents but was unsure of consequences.:(

Comments

  • elsiepac
    elsiepac Posts: 2,667 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Your credit rating rests with yourself I believe and not an address.

    I've done the same... :cool:

    Good luck, LC
    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • jimpanzee
    jimpanzee Posts: 25 Forumite
    so if the owners were to apply for credit. my time at the address wouldnt count against them in any way due to my dmp
  • elsiepac
    elsiepac Posts: 2,667 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It shouldn't do!

    Think about it logically - it makes no sense for them to link credit ratings to an address, for exactly this reason! Why should the people who move in after you suffer? Why should you suffer for someone's folly, who has no connection to you? What about student lets? What about short term rentals? What about assisted/supported living facilities - if a patient/client/service user had bad credit, if the address was used, this would reflect against the healthcare company!!

    You see? :D

    LC
    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • thank you very much
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.