£10 per day in September ** ALL WELCOME** :)

Aesop

nat21luv wrote: »

Feeling a bit down today, had a call from my social worker saying my foster daughter is going back to her mum within 28 days.

can you apply for permanent custody? or permanent fostering, if there is such a thing? have read about foster parents in similiar situation petitioning court for permanent custody of child and winning.

Betsie2010

Thank you Aesop have updated siganture!!
Now quick question, but I know I may not be in the right thread so if not can someone please shove me the right way!!

I have just paid off 1 more CC debt which has 0% offer ending at the end of this month. I now have 2 others at 0% and 1 which is incurring interest and is my next target. Can someone please explain what snowballing is? I think I "get it" - but just want to check.

Monkeynut

Betsie2010 wrote: »

I have just paid off 1 more CC debt which has 0% offer ending at the end of this month. I now have 2 others at 0% and 1 which is incurring interest and is my next target. Can someone please explain what snowballing is? I think I "get it" - but just want to check.

http://www.whatsthecost.com/snowball.aspx

I think that's the right link anyway! If not, I'm sure Aesop will correct me!
It will work out which debts you should pay off in what order so that it works out cheapest for you. So basically the process is to pay the minimums on all cards/debts except one that you throw any extra at, which will be the one with the highest interest rate. Then once that is clear you overpay the next highest etc.
The calculator on that site will work out how long it will take you to clear everything and how much it costs if you overpay X amount a month etc.
(I think!!)


Nat - what a horribly difficult situation. Like you say, it really does make you wonder about the 'system' when things like that happen. You would have thought that if her other children were in care, why should this young baby be any different. There are some people who just shouldn't be able to have children because they will not be able to provide what they need - as in the stability, support, development as well as material things that they need, yet so many people like this still have children anyway. It's lucky there are people like you in the world willing to give these children the life they deserve, as it's not their fault they were born into the situation that they are. To have a system in place that allows these poor innocent children to stay in this negative, destructive and often dangerous situation rather than in a loving home is just disgusting. And unfortunately more often than not just leads to a cycle where in 18 years time they end up having their own children taken away from them.

lianne84

£43.64 to add from ebay sales that ended at the weekend, got two more things ending later today and im gonna try and list 10 more things tonight if i can face it!

Well done sweets thats great u should be really proud of yourself :T

muffins22

I saved £3.05 on a 3 for 2 hair dye offer today, I switched to a cheaper brand aswell so it's a double saving. I'm going to count it cos it's something I would have bought anyway. Plus they gave me a £5 voucher for no7 stuff, I won't count that as it's not stuff I usually buy and I don't know if I'll use it.

I'm waiting on a few payments from ebay so hopefully have more to add later

lellybun

If_My_Pennies_Were_Pounds wrote: »

What's a games offer?

Hi, Its to do with bookies offers - this thread -

http://forums.moneysavingexpert.com/forumdisplay.php?f=41

(this lark should be approached with care as a mistake could prove very costly and not money making at all)

nat21luv

£15 on a scratchcard.

No, nothing I can do. She's not a candidate for adoption and Im wouldnt adopt her; my children dont like her screaming when she's withdrawing and my 7yr old was very happy when I said she would be going! Im sure all will b ok, its once all the close monitoring has finished the problems will start.

sweetpeas_2

nat21luv wrote: »

£15 on a scratchcard.

No, nothing I can do. She's not a candidate for adoption and Im wouldnt adopt her; my children dont like her screaming when she's withdrawing and my 7yr old was very happy when I said she would be going! Im sure all will b ok, its once all the close monitoring has finished the problems will start.

Really feel for you with all what's gone off Nat, you must be a very strong person to be holding your head high still, good for you hun.

When you say withdrawing, is that from drugs as she's ended up addicted through her mother? Why on earth would the system take her away from a loving home and put her back into that situation? How sad. Not giving the poor lamb a chance

sweet x

Betsie2010

:grin:£5.60 from 2 x .5p fuel voucher
£12.81 from Tes** shopping and another 5p fuel voucher to use next week.
So close to my target so fingers crossed

Natterjack88

First of all- Nat you seem like a very strong person! You have gone through a lot since the start of this thread!

Second of all- Updating totals:

£36.50 staff discount landlord let me keep when buying oven
£7.70 on food coupons

Im almost on target!

Third- Can someone offer me some advice on the concept of matched betting please? So many sites out there I dont know which ones to trust! A step by step guide that someone has used/uses would be great