Thursday 25th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning gang :wave: hope everyone is well & happy - the weekend is in sight - hurrah! :j I'm up even earlier than usual as I have to go to a meeting in London for 10. I really should be out of the shower by now & getting ready opps! I think washing my hair is out of the window now...

Today:

• checked banking
• went through cc statement & paid it off in full
• take note of mileage - I'll get about £45 for diving to London
• need to get petrol on the way - even bigger opps I meant to get it last night but forgot
• run & a swim after work
• list a couple of things on ebay tonight
• list a couple of things on freecycle
• brekkie, lunch & dinner from stores

ok that's all for me, might be some more but I will be happy if I get everything on that list done enjoy ur day everyone x

La_escocesa

Hi guys :wave:

Hope you're all having a lovely week. Sooo happy it's Thursday/pay day/almost the bank holiday weekend :j :j :j

Listypops:
> Checked banking and cc bill
> Moved overtime payment to savings a/c for now :T
> Paid £272.76 off cc, to make it a nice round figure, saddo that I am :cool:
> VSP transfer
> Tidied round
> Off to yoga tonight
> Got excited cos OH got his first proper pay in a year :T :T :T

ETA - also did September's budget - got £182 'pocket money' until the 25th... Got a hen do but also got £94 saved for that, so hopefully it'll be tight but doable... Keep me on track small thingers!


xxx

kjp

Morning!

Thanks DNMS for starting the thread, and La E, my pocket money budget is working out very similar to yours, but I'm hopeful that this thread will keep us both on track!!!

Today I have/will

• Check banking - payday!
• Pay CC
• Check TCB
• Transfers all round to various accounts
• Drink 2lts water
• NSD!!!!! - MUST DO!
• Find out what shifts I'm working at the weekend
• OU - MUST DO!!
• Drive economically - not carsharing as much any more so need to ration petrol even further!
• Work hard
• Smile lots! :D:D
• Surveys if any come up
• Post test item

Have a great day all, must dash as I'm going to be running late any second, and need to drive economically!

Kx

Candy0107

Morning Gang,
Thanks to Determined for starting the thread
LaE – Congrats to OH on the pay packet
Hope everyone else is good – hugs to those that need them
Today I have/will:
• Checked online banking – no change
• Will be starting work in a mo as there is loads to do as hoping to be off tomorrow
• Possibly phone up to see if I can change my blood test apt for tomorrow as might have to work in the morning
• Meals from storecupboard
• Read freebie paper on the train
• Used railpass to get to work
• Read newspapers online
• Need to charge up mobile at work
• Charge MP3 player via USB – didn’t do this yesterday
• Take vits and meds to control hormones
• Eat sensibly and update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Catch up on yesterday’s thread

Think that is about all, have a great day and sparkle!
Candy xxx

PurpleFairy26

Morning all. Thanks for starting us off DNMS. Am on early today as off work on holiday again for one day so want to plan my day:

Check banking
Check one poll
Order gate latch - see if I can get through £co
Pop to friends for a catch up and some free tea:)
Dinner from stores
Meal plan for next week
Wash bedding
Paint bannister
Maybe paint wall on stairs so we can start picture wall
Pop to town, pay in cheque and maybe get some picture frames from Market for a pound for above wall
Pop to bed shop see if i can get cheap matress for free bed
Research bet quilt looked yesterday. V expensive :eek: may make one if cant find a reasonable one - not today though
Pop to halfords for headlight- can claim back through work:T
Try and go to gym or go out on my bike....

Few, think that's all:D if I get that den I'll be thrilled!!

Have a great day everyone

shezam

Good morning all:

Today:

• Check banking and move pennies to ISA
• Work out spends untill payday (next Wed)
• Check out Martins Newsletter & Freebies board
• Free drinks at work
• Put some more books on Kindle
• Charge mobile & kindle at work
• Have a productive day and get loads done.
• Smile!

Thats all folks, have a good day x

Rock_Cakes

Hi ya

Thanks to DNMS for starting us off. Pay day for me today, phew needed that.

Today I will:

• Check bank balances
• Check surveys
• Compare prices for gas and electricity
• Think of something for dinner - I'm thinking pizza at the moment
• Have a look at the new budget and see if I can be stricter
• Flat viewing with DH - check what I need to do

Here is a little inspiration for Thursday: http://inspirationfeed.com/inspiration/typography-inspiration/55-inspiring-quotations-that-will-change-the-way-you-think/

xx

OrangeFairy

Morning all

Well i was off to spend the morning at MIL's to wait in for her kitchen while she was at work - but she rang at 8am to say it had already arrived! That was handy

My day

reconcile spending
pay bills
Collect pay check from work and pay in
Park with the kids for free activity
Sort out song list for MP3 player
Housework
NSD/LSD
Dinner from stores- Finest chilli beef burgers
Lunch from stores - pork from our roast last night in a sandwich
carry on with garden

Thats me

I hope everyone is having a great day- the sun is shining here!

I also want to give myself 'pocket money' this month - need to work that out!

Tebheag

Good morning all
Thanks dmn for starting us of again.
today checked bank
Checked surveys
Do some more work need to try and get extra £250 for next month as got house ins due
Get DH to check why i cant get on quidco !!
Look for house ins quotes
Ring life insurance people to discuss policy
Write letter to window company asking for deposit as never got windows done their fault they never came !
Lunch dinner from stores already got out of freezer to stop us going out as dh on hol and kids at nannys today
Stay away from shops skint
Go to bank as been charged for being overdrawn was only for couple of hours as payments crossed.

Wannabe01

Good morning, It’s a rather overcast day here today.
DNMS – thanks for starting us off today.


My list for today:

• Catch up with emails done
• Do available surveys done
• Daily clicks done
• Check one poll done 90p
• Bath dd done
• Quick shower done
• Make bottles for dd done
• Get DH to have a look at the washing machine as the part arrived this morning done Got a load in at the moment to see if it works
• Catch up with laundry
• Check pure profile done 15p
• Check pigsback done
• Work hard – lots to get done before the end of this month
• Start thinking about work for September and look into what is available
• Make appointment to get hair done
• Collect ds from school done
• Look out old school uniform and list it online
• Do some course work

I think that is everything that needs to get done today.



I got off to a good start this morning, however I now have a serious lack of motivation, as had a blazing row with DH before he left for work. I think I will walk to pick up ds and take the long way round so hopefully clear my head and get focused again.

josiebabie

Morning peeps!
Been skiving for a couple of days so thought I'd better get back to it!
This is me:
- Checked banking
- Ordered contacts from cheap online place
- Breakfast at home
- Snacks/lunch/dinner from stores
- Work hard, got a rubbish diary
- Compile shopping list of stuff I forgot last night
- Get bits tonight
- Go through WIP for any uninvoiced labour
- Recheck budget for Sept, doesnt seem right?
- Sparkle!

J x
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