Mimi's mortgage plan

Mimi09

So so cash wise this week. Finally got rid of the dead car, which has cleared OH's overdraft. Sold his matchbox car collection left by his G'dad which puts him back in the black. Just got to build up the emergency fund now.

Had to pay £75 excess for the lamppost shaped dent in my car:o and booked a wine induced holiday to centreparcs for later in the year, so £90 deposit.

No other trivial spending, but looking for a kitchen table / chairs on ebay....

Started off well on the diet front, but kyboshed it over the weekend:( Made a big pot of soup this morning and need to really get my act together.

coldcazzie

Hey Mimi, on the furniture front you could check out local charity furniture shops and second hand sellers as well as eBay. I bought our oval shaped extendable dining table with a central leg and 6 fabric seated chairs for £75 (everything we wanted) from the British Heart Foundation furniture store. I couldn't find anything like as good a deal on eBay (I spent several months looking). Only downside was the £15 delivery, but I got it the next day, so I guess I can't complain really. Worth a shot?

Wooo on being in the black though :T :T that's great!

Mimi09

Thats a great idea Cazzie..I know of one, but there must be others around. Thanks:kisses3:

Mimi09

A good week weight wise with -2lbs. Money wise, still got to sort out house insurance. Mortgage out tomorrow, which will take me £300 o/d , I owe milk lady £50 and RDA £180. Need £150 for petrol & groceries for next 2 weeks until pay day, £200 for bills due out tomorrow..... £870 o/d :eek:
On the plus side my gas & electricity has gone down by £10 per month. I need to start keeping a spending diary again:o

Mimi09

My soapnuts have arrived..never been so excited about doing a wash. OH is sceptical, so I'm hoping they work:D

Mimi09

Well I'm pretty impressed with the soapnuts - another mse gem, currently sppending £4 a week on washing tablets so should be a good saver.

lost another 3lbs:D We now own £65% of the house and down to the £90ks

Mimi09

Did an MSE overhaul last night;
contacts £15 down to £5.50pm
£10pm off gas & electricity
cancelled sky (ouch:() saving £25pm
phone & broadband £24 down to £12.99

saving of £55 a month:j

coldcazzie

Well done Mimi! :T Those are some great savings. Although I understand about being sad for cancelling sky. I'd really miss my sky if I didn't have it.

Did you change to "value" contacts? And what about the solution? The cheapest I could get them was £8pcm - £4 for solution and £4 for the actual lenses.

Mimi09

Hi Cazzie,
I've cancelled Sky twice before now, in the end I always get it back:D DD gets up at 4am every morning, watches Nick Junior until I get up at 6am. Got a feeling that's one saving thats going to come back and bite me in the bum:(

The contacts were on Hot UK Deals - they're for daily disposables
http://www.hotukdeals.com/deals/day-soft-daily-disposable-contact-lenses-5-24-per-box-32-lenses-delivered-day-soft-1124986
I don't wear them very often, so a box would do me a couple of months. Where are you getting yours from?

coldcazzie

Ahhh, yeah that would explain it. Actually I chose not to get them - partly because of the cost, and partly because my eyes suddenly decided they didn't like them (having been fine with them previously). I much prefer contacts over glasses, but my eyesight has gotten to the point now where I need to wear something all the time otherwise I get headaches, so I made the decision to wear glasses instead, as I couldn't get more than 6-7 hours of wear out of the lenses

Is she old enough to be able to stick a film on every morning?