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Writing Off Credit Card Debt

Jono46
Jono46 Posts: 1 Newbie
in Credit cards
My wife has a credit card, but her name on the card is spelt incorrectly, dispite advising of this over the telephone. Is it possible to get out of paying the outstanding amont because of this error.

Thanks
Jono46
«1

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    No........
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    LMAO, some people really are just completely bonkers.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Jono46 wrote: »
    My wife has a credit card, but her name on the card is spelt incorrectly, dispite advising of this over the telephone. Is it possible to get out of paying the outstanding amont because of this error.

    Thanks
    Jono46

    Absolutely. She should also receive compensation of £100 for every letter out of order in her name. So, for example, if her names is 'Tracy', and it is spelt 'Tarcy', she will receive £200 (for the a and the r).

    As you can imagine, names such as 'Margaret-Jane' tend to be more profitable.
  • lee1985
    lee1985 Posts: 204 Forumite
    Jono46 wrote: »
    My wife has a credit card, but her name on the card is spelt incorrectly, dispite advising of this over the telephone. Is it possible to get out of paying the outstanding amont because of this error.

    Thanks
    Jono46

    In this instance yes you could certainly do that. You are a lucky man. Just call your credit card provider and request the debt to be written off because they got the name wrong. They will do so no questions asked and confirm it in writing. :rotfl:
    I have worked at HSBC Bank in various departments both customer facing and process-related for six years. However, any advice given is my own.
  • redpete
    redpete Posts: 4,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sometimes you wish posters could somehow be forced to read and respond to the replies to their ridiculous posts.

    Think about it jono46, even if there was a case to be made that the person in whose name the card is registered is not your wife, she has now told the lender that she is responsible for it and that the name is mis-spelt.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Ask to be put through to the fraud department, as you feel a fraud application has been put though
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl::rotfl::rotfl::rotfl::rotfl:
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • m00m00
    m00m00 Posts: 1,755 Forumite
    One of my credit card bills arrived, and the balance was 0.00 how do I get this written off ?
    It's a health benefit ...
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Let's not feed the troll.
  • eschaton
    eschaton Posts: 2,161 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jono46 wrote: »
    My wife has a credit card, but her name on the card is spelt incorrectly, dispite advising of this over the telephone. Is it possible to get out of paying the outstanding amont because of this error.

    Thanks
    Jono46


    Don't see why not. Just phone up and ask them and they should do it right away for you.

    They will probably give you another £250 for any inconvenience caused.

    Let us know how you get on.
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