Leaving country - can I leave my debt?

culater

lazer wrote: »

If no one lent you money - how are you in debt then?
You must owe someone money if you are in debt?

A bank cannot keep you poor - you have a significant degree of personal freedom (to change banks, to live within your means, to earn more etc) and with that personal responsibilty to pay your debts!

Bank charges on bank charges on bank charges etc, legal fees, fines, parking tickets, negative equity.... the good thing is our family own nothing so moving abroad would be a breeze...it would be nice for us to have a fresh start out of this dive

lazer

culater wrote: »

Bank charges on bank charges on bank charges etc, legal fees, fines, parking tickets, negative equity.... the good thing is our family own nothing so moving abroad would be a breeze...it would be nice for us to have a fresh start out of this dive

Bank charges - why? Unauthorised overdraft - therefore the bank have lent you money!

Legal Fees - Obvoiusly solicitors have done legal work for you which you don't want to pay for - the solicitor has provided work on credit, which is equivalent to lending you money

Negative Equity - You must therefore have borrowed money if you're in negative equity, and is it fair to just leave the bank and hence other bank customers and shareholders out of pocket.

I still think you have a responsibility to repay the debt.

If the parking fines etc are legit, man up, and pay your dues, stop stealing from the tax payers.

I am beginning to find the attitude in this country toward debt disgusting.
If you borrow money or subject yourself to a contract whereby you will pay at the end etc, the correct thing to do is always to pay it wherever possible!

rdchick

I think you're a bit rich coming here and asking for our help, which we have provided and then coming back with snidey remarks thinking the world owes you something because you can't manage your bank account correctly and park on double yellows. Don't work like that my friend.

This is a 'Debt Free Wannabe' board not a 'I'm gonna stick 2 fingers up to the UK and leave my debt behind' board. People on here try their damned hardest to do the right thing and pay back ALL that they owe, often going without to pay their creditors.

Part of me hopes you get rejected at the gate for your credit check just for being so pig headed...

rdchick

Tixy wrote: »

rdc - I think what people often do is open a new UK bank account before they leave (with online banking), then transfer the money from foreign account to UK account each month, then pay creditor from UK account.
The fees for the transfers can add up depending on where you will be living. There are a number of posters paying debts from abroad so I'm sure when the time comes someone will be able to help suggest the cheapest way of doing the transfer from whereever you will be.

Thanks Tixy, it will probably be next year some time, who knows if a miracle happened I might even be debt free by then!!! xxx

gargrave50

culater wrote: »

If I leave the country, I have no intention on paying this while I am away as I will need every penny I get abroad.

Why would you not pay this back? You mention wanting to stick 2 fingers up to the bank, but you are actually sticking 2 fingers up to all their customers who will help to repay your debt in one way or another. You borrowed the money whether by overdraft or credit - the bank didn't make you poor. You made poor decisions - that is how we are all here. Yet you have no intention of paying it back..........not very MSE:mad:.

We look for ways of saving money not theft.

Rhiannon01

OMG, I can't believe the cheek. When you borrow money you have to pay it back, you can't just do a runner. Banks never take everything they have to leave you with enough to live off. If you have any family over here they will probably be harassed when debt sold on to dodgy company.

You'll just be in the same position over there but owing money in 2 places. Remember you have to pay for health care there too, which is very expensive.

Hmmm are you serious or trolling?

nrsql

How far have you got with the move?
Do you have the visa? If not then think carefully before continuing. You really don't want to have a visa refused as that will cause problems in the future. A work visa check is pretty detailed - would you allow you into the country.

Also it's pretty difficult to work in the states without some form of plastic, it's difficult to get US versions initially.

FOURCANDLES_2

Well from what i heard of an old work associate who left 25k in cc debt 1997 to go and live in canada they clearly could not find him as he was not in the uk he came back for 2 years never heard a thing went back and has never heard a thing so unless it is tax, maintenance or mortgage it is down to you and your conscience, saying that cant see the director of barclays etc discussing you over dinner.

geoffky

op read my signature please..It has cost me over 60k because of people like you..

RecoveringAlcoholic

Visit the Bankruptcy Board and you will have no need to spend money on airfares and visas.