mummy2threeboys crawls out of the mire

mummy2threeboys

Great news for me Got accepted to a 36 month 0% cc , that wll pay off my 15 year old loan. Because I have never defaulted I can't offer full and final, however as it's a flexi loan it means that I keep taking money in and out, like an od. I am not going to calculate 15 years of £20 a month interest that would make me cry. My plan debt free in 36 months. At last?!

I need my socks pulling up. I decided to sign up to no buying clothes then break it in one day. a top and skirt. Both beautiful. Did I need them? No it was a want.
I did however make a start and got 6 christmas pressies at the charity shop , and 2 books. (again those where wants not needs) eugh.

Today..
Paint book shelf
Hang up wet curtains
sort books I sold out, box and print off voucher
Book any free library crafts for the kids holidays.
Bake cake tea loaf.
Bake chicken and ham pie (both left over need using up)
Declutter bedroom
put clothes away

mummy2threeboys

Got accepted for another long term 0% intrest card. So have moved my 2 smaller cc and wll withdraw the rest to help pay of my od. I know i will get charges for this but the charges will be less than the od, intrest. :beer: Now I will have just 2 ccs at 0% , and one od of around £600.
Goal..Kill that Od and close the rotten old account. Has been hanging over me like a dead weight.

Todays to dos.
Book free library things. Didn't manage it yesterday
Go sofa shopping local hospice has a big sale on sofas from £40 or less Mine is broken underneath and ripped to shreds.

Wash my curtains. Not a normal wash day as it's raining today. Eldest has a playdate so free for him.
Sort out boys bookcase. Freecycle national geographics and bookcase.
List some things on amazon.

Tea loaf was lovely but i am the only one who lkes it , too fruity perfect for the morning for breakfast though so will slice for freezer:rotfl:

mummy2threeboys

Must get off my butt. Have been to local swapshop and got
A new dressing gown for eldest,
A pair of jeans for him for next year
A onesie for middle
Transformers t shirt for eldest
a knitted vest top for eldest
Some material (wanting to make french knickers)
2 dresses for me
2 pairs of trousers for me
A preety house door stop (ours slams shut when we have doors open in summer)
3 books
a newish pair of nemo crocs for youngest
a Brand new toddler umbrella
And a carrer bag of baby girl clothes/toys
total cost £1 for entry included snacks , got rid of 2 of those shopping trollys full, came back with 1/2 of one. A good declutter and new required stuff.

Also neighbour knocked on the door and gave us about a dozen wii games, the boys are thrilled!

Off to drop some books of ,and declutter some more..really must get some things on ebay as they are going to the boot fair if not sold

Have a good day all , pounding headache. Must get eyes tested.

anita55

have you looked at Dave Ramsey on you tube, a bit American and strict but worth a look, good luck to you and your 3 lovely boys xxx

mummy2threeboys

anita55 wrote: »

have you looked at Dave Ramsey on you tube, a bit American and strict but worth a look, good luck to you and your 3 lovely boys xxx

I haven't thank you . I do enjoy a good money free program. I do tend to try and live a simple life, with not too many material things. I have read moneyfree living but it was a little too far for me. But something like that. That said I would miss my net connection. Thanks for the well wishes. Hope you have a wonderful week (Now the sun is out!)

Bootfair raised £13.10 (after fees, we also bought a vintage handbag, gloves ..I like to participate in vintage re-enactments , a justice league jumper and 2 Guiness book of records. Spent about £4.10 all in) so bootfair was terrible! But we did have a lovely morning out in the sun, and the boys where happy to get pennies for the trip to Ireland fund.Took flask of tea and snacks from home.:beer:

Co-op has rejigged the what they sell manifesto in shops. Ours has a nice reduced as it's no longer being stocked area. Managed to get posh cereal for 75p instead of almost £3 . Children think life is good at the mo lol.

This weeks plans. Chase up New cc ..have they made the payment yet? Also ebay some things. Meal plan from any left overs. Apart from chips and frozen veg I haven't touched the freezer in the past 2 weeks, and not one bit of food has gone to waste.

Reinstate the compost heap, to make sure we have some for next years plantings.

Tackle mount washmore as we have nice weather..bummer there I hate doing laundry!

List ebay things. Trying to show the boys different ways we can sell things and make money.
Bootfair/Ebay/Amazon/gumtree/Facebook and sites lke webuybooks and magpie music.

Anyway , have a cool week all.

Savings for Ireland Holiday £60 ish pound /£500 ..the bus ride is almost paid for

mummy2threeboys

Curtains taken up so the children can shut them without me having to pull the bed in and out.

Stew made from some old stew left in the freezer and left over yorkshire puds.

Books listed on Amazon.

2 items listed on ebay.

Taken back up swagbucks, yougov and bzzagent. Must look at old posts to see what else I did and if the companys still exsist!
2 weeks until pay day. EEk.

mummy2threeboys

Posting this here. http://makeanddocrew.com/free-crochet-slippers-pattern-flip-flops-sole/

Found old sites i belonged too

ou gov points 625/5000 (£5.25/£50.00)
swagbucks 1166/1999 (15p/£10)
lightspeed panel 235/4600 (£2.04/£40)
populisve £4/£50
valued opnions £2/£10
myvoice £2.50/£20

This to do today. Surveys as above. Sew some new covers for my s towels. Darn my socks and fix hubbys jumper. Hope my new cc payment goes through it's driving me balmy taking so long, then Ican balance what money is where.
Set up New bank account.
Book club
Drop in drs letter.
Renew library books
Make sausage casserole.

A ns day. Have a good one all.

Edit. Valid opnions as an inactive account, wonder f i can reopen it.(because I haven't used it in years i guess(
Ditto mysurvey(lightspeed panel) so had to open a new one but should get cash back for new user.

So sites to do.
My survey
populisive live
swagbucks
bzzagent
you gov.

mummy2threeboys

Debt went up and down ..and up again. Now finally pulled socks up and am on the straight and narrow again. Christmas sorted apart from a couple of local cards.(I only write return ones) .spent £16 on postage for one gift :mad: Next year lightweight things .

mse (Free) Things this month
Free 7ft reusable Christmas tree..passed on my tw smaller trees and a bag of older decorations.
3 school jumpers, bookbag and school cap for youngest as he has started school.
And the best bit watching a down the road neighbour throwing out her wooden blinds and they fit our windows perfectly £180 worth of wooden blinds now take the place of my cat shredded nets I couldn't afford to replace :T she was thrilled I wanted them too!

Currently knitting some squares for the Guiness book of records biggest blanket..I'm on like number 11 , she needs 70,000 lol. They get broken down to smaller blankets for the red cross.

After that I am organising a drive for twiddle mitts for Dementia patients.

Mse week stuff Clothes on arier and empty wash baskets as a family of 5 and no dryer this astounds me, once in a blue moon!

Nativity play and then later this week Carol singing (although I will be taking mulled wine and hot choc in flasks)

I am currently playing "Lets make 1 weeks food last 2 weeks if we can" Some odd combinatons at times lol but it's almost shopping and money in day. :T

Blessings for a great week.

mummy2threeboys

Right ho Signature and debts all recalculated and i need to pay off £418 to get to my 50% off debt ..first goal. To be completed by 2nd pay month Beginning of Feb.

Off Carol singing and To book club christmas party all a nsd as all free. Finish knitting my mittens I started and forgot.
Fix Sons fav knitted Jumper
clix sense and surveys . (must get back into surveys)
washing up done and put away
Stew made from freezer bits

Have a good day all

mummy2threeboys

Microwave has died Sparking out the sides ! So off to look for a frugal replacement.

Look into survey sites ..attempt to get my pinecone research one sorted.
sausage rolls in oven for party food for sons school. They where already in the freezer so Planning to be another NS day.
Finished knitting my gloves.
Read book.



My survey 80 ponts
populisive live
swagbucks 568
bzzagent
you gov. 1325/5000
profilifuc