mummy2threeboys crawls out of the mire

mummy2threeboys

2 surveys completed today 50 points for you gov and £2 towards my populisve ..drip drip drip slowly. Today im camping out for the first time..ok its only the back garden but its a start lol.

mummy2threeboys

2 more weeks to money in ..sigh also had to use £200. £100 for shopping and £100 for giving dh for the new flooring normally this is in the hosuehold budgets but we have gone a little over as we didnt expect the roof flashing needing re doing at £490! (could have had the cheaper one for half the price but it whould only last a few years where as the expensive one should last almost a lifetime)..any who set me back somewhere think ive eaten into my old bank account od
100 swagbucks survey today. lsd day just need nappys only use disposies at night and ive run out..went to boot fair on sunday and spent £3.50 on clothes for me 2 new tops and a skirt. £7 in almost 2 months not bad but ive broken my no new clothes till new year. waaah. i also founf baby an iggle piggle, a baby dolly and rocking crib, some dungerees, a wall hanging for our new bedroom a light shade and some other bits . Baragin!

Have excting news..baby is walking !!! Just shy of his 1st birthday proud mummy.

mummy2threeboys

ok found all the survey sites i belong to ..currently this is what i have
You gov points 625/5000 (£5.25/£50.00)
swagbucks 1166/1999 (15p/£10)
lightspeed panel 235/4600 (£2.04/£40)
populisve £4/£50
valued opnions £2/£10
myvoice £2.50/£20
£15.94 across the sites..hoping to be able to cash some of them out before christmas lol

Also as our circumstances have changed ie my middle son now starts school in septe,ber so less childcare fees, dh earning less we now qualify for working tax credits meaning i whould be better off marginally going to work so i have been applying for part time jobs

mummy2threeboys

slipped back into my od sadly due to living here paying for a party and daves birthday pressie and the flooring
£130 mum for food
£130 daves tv
£55 party and food shopping
£100 flooring

sigh! off to re edit my signature backwards i did transfer £200 out to the new santander account i was going to transfer it back once i was set up with money going in but i may as well leave it there for the dd payments

survey update

You gov points 525/5000 (£50)
swagbucks 80/1999 (£10)
lightspeed panel 725/4600 (£40)
populisve £6/£50
valued opnions £2/£10
myvoice £2.50/£20

mummy2threeboys

ok feel a bit better having looked at the first post of my diary almost excatly i year ago today heres then and now figure

current debt
then now
hsbc 780.00 162
loan 1500.00 500
barcley loan 4185 3469
very £486 nil
total = £6971 4131

difference £2840 ive paid off or £237 a month think i need to readjust my dfd back and then i can feel whoo hoo when i adjust it forwards again..so currently anything over £237 a month snowballing is great!

mummy2threeboys

survey update

You gov points 575/5000 (£50)
swagbucks 240/1999 (£10)
lightspeed panel 725/4600 (£40)
populisve £6/£50
valued opnions £2/£10
myvoice £2.50/£20
21.83 top cash back

got my £10 paypal from swagbucks which has paid for a nappy, a nice card for keon and my lotto syndicate.

feel like im stuck in groundhog day in the burmuda triangle, dont feel like ive made any lea way this month , i havent due to all the expense..and the next few months i wont make much either as i have paint to buy for the house , and then its christmas ..sigh. All up the big finacial hill at the moment. Im shattered today got 1hours sleep due to insomnia, thought id catch up at lunchtime when baby slept but the idiot next door got his strimmer out just 20 mins after he went to nap..and neighbour knows full well that he was asleep because i asked the boys to keep the noise down and he overheard. some people are just so rude!
On the plus side dh managed to stay last night on his birthday..cant wait to go home hopefully by the weekend! plus mums buying us dinner out at morrions

mummy2threeboys

Very happy to report we are all back home and living together as a family again..loads of cleaning and diy to do! Middle son starts school next week , bigger boy looking forward to going back. Babys refusing to crawl anywhere now which is fab as carrying him everywhere was starting to hurt my back! No longer breast feeding him, so we did the whole year with just 5 cartons of formula ..saved loads of money. 2 more weeks to pay again..one more month closer to dfd.

Sammie_03

Just wanted to say hi and good luck!! I'm also a mummy to 3 boys (and in debt)!!!

Xx

mummy2threeboys

hi sammie ! lovely to meet you, hope you survived the summer holidays lol

Had a lovely "bill" through the post, well thats what i thought it was , was infact my ppi claim £226! very pleased. Money is a bit tight again, got £80 to last until 21st, thankfully cupboards are full, dh is cycling to work, and we are eating out of stores as much as possible, got 3 weekends of free /low cost festivals coming up , a bouncy castle face painting thingy music and food festival (asain yum!) which is only £1 entry then next weekend is the will adams japaense festival, samari demos, japanese food yum again this ones free! and the 28th is festival of kites , making kites out of recycled household stuff. Its amazing what you can find when you look. Although last time we wnet to a kite festival there was 2 very elderly er lovers flying stunt kites round in a love tango , and that preety much set the scene :rotfl:oh and someone dressed as batman that had nothing at all to do with the festival, random people about.

Baby has a fever poor man

Sammie_03

Hope your little one is feeling better. Yay for the PPI claim and it sounds like you have a few great weekends planned (especially the food part!!)


Off to subscribe now before I lose your diary again!!
Xx