Tales from a country cottage

ani*fan

Managed to make it through my day without collapsing or overspending so am quite chuffed.

Just got the timetable through for my course. It turns out I dont have to stay over every week, possibly only every second week. This is brilliant as I dont think I could have afforded it.

Well pleased today.

Igamogam

ani*fan wrote: »

Managed to make it through my day without collapsing or overspending so am quite chuffed.

Just got the timetable through for my course. It turns out I dont have to stay over every week, possibly only every second week. This is brilliant as I dont think I could have afforded it.

Well pleased today.

Well thats good news :T

ani*fan

Another morning here at the cottage and my mind is whirring with stuff i need to do.

• I haven't filled out my disclosure form cos I had no cash to pay for it so I need to get that done asap.
• I need to food shop.
• I need to pack for camping
• I need to look at the budget and make a few payments
• I need to buy train tickets
• I need to book a cheap B and B for later in the month
• I need to quit smoking! AGAIN!
• I need to start eating more healthily to save money

I seem to be tired all the time right now and I can't think why. I'm not any busier than usual. I'm hoping my camping weekend will perk me up.

turfy6

Hi just subscribed to your thread, and wanted to say hi, have a good day.:wave:

ani*fan

Hi turfy :wave:

Good to see you. I'm not sure this is the most rivetting diary ever written but it's certainly helping keep me on track!

Just did the weekly food shop and came in £9 under budget. Progress.

I'm away camping so won't be updating til Sunday. Have a lovely weekend everyone.

Decluttering

Hope you have a nice weekend (and early paydays are always the best!)

Soubrette

ani*fan wrote: »

I need to quit smoking! AGAIN!

Make a big jar and label it Christmas - when you don't smoke then put the money into the jar so the less you smoke, the better Christmas will be (you'll have to keep a note of how many you smoke over a few weeks and then assign a 'price' to each cigarette. So if you work out you smoke 20 a day on average and then you cut it down to 10 (or even zero!), you can put your 20p (or whatever) for each cigarette in the jar.

Good luck (and the cottage sounds lovely)

Lemon_Tree

have a lovely camping weekend.
I like the idea of a non-ciggie jar for christmas savings, it will be a good challenge

ani*fan

I'm back from my camping trip. It was BRILLIANT! The weather was great (despite the severe weather warning of high winds and torrential rain...it never happened) and we had a lovely time. I dipped my toes in a loch, saw some spectacular scenery and wildlife, cooked over an open fire and had some great chats with my oldest friend. I'm also slept really well which is unusual for me in a tent and feel pretty well rested. It's all good.

But back to reality...and how to shift £14k of debt.

Lemontree and Soubrette...the ciggie money jar sounds like a great idea. I'm going to rummage throught the recycling for a suitable jar and get started with that tomorrow. Thanks.

I've been turned down for the 0% transfer card. :mad: I don't know why and they never say do they? It looks like I'll have to keep paying those crazy interest rates. Capital one cards are number one on my list of priorities to get paid off.

I managed not to spend any cash this weekend and OH only spent £12 so we've done ok. My travel expenses are due to be paid this week so that's another £220 to go in the pot.

I think I'll away and have a look at the numbers and try to work out how much can get put towards debt this month. Back soon.

Thanks everyone for keeping my thread cosy while I was away.

Igamogam

Try another 0% card - they are not all the same. I have applied for 2 at the same time - one turned down the other accepted......... maybe you could find card with a low rate of interest that stays low for the balance - Barc**ys do one I think - that will help with the interest on those capital one cards. Your weekend sounds lovely - hissed it down here most of weekend although have had a spectacular sunset this evening