18 and buying a car HELP

Lokolo

JonW4rd wrote: »

Try and get a parent or guardian to insure you as a named driver on any car you buy. When I was 18 (im now 21) I bought a 3 year old 2.2 litre vectra SRI and my insurance was only £750 a year TPFT. Meant i could insure myself on my bike too (Kawa ZX6R).

Cheers

If you do this and are the main driver, this is called fronting and is illegal.

bristol_pilot

Get a parent to add you to their insurance and borrow their car as and when you need it. If the parent is genuinely the main driver it is not 'fronting'.

Or travel by taxi. The cost of annual insurance for an 18 year old will buy an awful lot of taxi fares, plus you will be able to have a drink. Then buy a car when you are 25. Between now and when you are 25 you could have spent £30,000+ on insurance so that you can drive around in a 1.1 crappy car which is in no way cool. Bit of a waste of money, isn't it?

hethmar

JonW4rd wrote: »

Try and get a parent or guardian to insure you as a named driver on any car you buy. When I was 18 (im now 21) I bought a 3 year old 2.2 litre vectra SRI and my insurance was only £750 a year TPFT. Meant i could insure myself on my bike too (Kawa ZX6R).

Cheers

Are you on your own insurance now? They are clamping down hard on fronting and you could find your insurance invalid.

nabeelv

get an 02-05 VW polo 1.2 in my opinion cooler will cost about 3 and a bit thousand, insurance shouldnt be more than £1500 mine was £1000 i was 18 parked it in a garage didnt live in a huge city but a largeish town

drayford

JonW4rd wrote: »

Try and get a parent or guardian to insure you as a named driver on any car you buy. When I was 18 (im now 21) I bought a 3 year old 2.2 litre vectra SRI and my insurance was only £750 a year TPFT. Meant i could insure myself on my bike too (Kawa ZX6R).

Cheers

I think you'll find that is illegal! Friend of mine who went with the above was found out when her son had an accident. Her son is now uninsurable and her own policy price was increased by 500%