Help! Undeclared points on insurance :(

vaio

Good answer from Dunstonh, as the car was new in Feb it seems unlikely that you will have renewed the insurance between when you got the points and when you had the accident.

As the vast majority of insurance companies only require that you disclose points at renewal (but check your policy wording to be sure) then it doesn’t look like you have anything to worry about.

garyburns

Thanks chaps, will let you know how i get on. :beer:

Regards

jonesMUFCforever

vaio wrote: »

Give the FOS a ring, see what they advise

Why it has nothing to do with them at this time - they have better things to do.

vaio

the clue is in the phrase "see what they advise", if the OP has a feel for what the FOS think then they are in a better informed position to deal with their insurance company.

kingstreet

garyburns wrote: »

it dawned on me that i had forgotten about these points

Have you renewed/changed your cover since the conviction was added to your licence? If not, does your policy require you to report a conviction immediately, or at renewal?

As dunston said, different insurers use different approaches. Check your policy documentation to see the correct procedure.