Travel insurance for pre-existing conditions?

wendym

Has anyone used Medici Travel Insurance? Or can you recommend an insurer for a 60-plus year old with a minor heart condition? Just for a week in France, but it's proving surprisingly tricky. Thanks.

gatita

This company was recommended by another member, I took out an annual policy with them today. Looks good to me.

https://www.eta.co.uk/insurance/travel

wendym

gatita wrote: »

This company was recommended by another member, I took out an annual policy with them today. Looks good to me.

https://www.eta.co.uk/insurance/travel

Thanks, but oddly they won't cover anything diagnosed within the last 12 months, so wouldn't cover my husband.

gatita

That is true, but if you are prepared to accept that the illness in the past year is NOT part of the policy, you will be covered for any other illness. It just depends if you think there could be a problem with his latest illness?

lil.smartie

Flexicover are great and we have had to claim and we still have cover with them! Quidco cashback too

Kate

wendym

gatita wrote: »

That is true, but if you are prepared to accept that the illness in the past year is NOT part of the policy, you will be covered for any other illness. It just depends if you think there could be a problem with his latest illness?

He was in rude health until an MOT discovered a heart murmur which he might well have had all his life, but no-one is certain, and he's being investigated.

gatita

Flexicover were VERY expensive for us! for both of us almost £350 for the annual policy!!!
yes we have pre-existing conditions but are well controlled and we have never ever claimed.
This policy is obviously not for the over 65's! even if they are healthy.

poe.tuesday

does anyone know a good firm that will cover existing conditions and over 77 years old as most only cover up to 75?

luci

Try RIAS or Saga.

brodev

http://www.bhf.org.uk/plugins/PublicationsSearchResults/DownloadFile.aspx?docid=e7bf74f7-3a6d-40ed-be6d-14fe9cad17b2&version=-1&title=Insurance&resource=INS
The above link takes you to British heart foundation list. It includes insurance for over 75s but I know nothing about any of them

Bri1

I used Columbus direct, they have a medical section you fill in online & adjust your quote to suit, I found them the cheapest for a family holiday policy to the US, you can also get an additional 16% cashback by going through top cash back first http://www.topcashback.co.uk/ref/bri1


https://www.columbusdirect.com/products/columbus-travel-insurance.cfm?sourcecode=GOVL40&mkwid=s4gchWyFz&pcrid=7018030810&gclid=CM-utd7106oCFRRC4Qodi2XIzQ