Had an accident today (if you can call it that)...

ChaseMe

Keith wrote: »

What an odd story...

The guy comes back to his car when it's hit, then moans about how he works hard for it.

Then later that day you return to the same car park and it is still there and the owner returns to the car again, but this time it belongs to his company.

Now you've got your ex girlfriends car 200 miles from where she lives.

Random.

Not random at all. The guys car who was hit is a site manager working on the building site opposite. He just happened to be walking to the car as it happened. That is why i was able to return to the car park as i knew he would still be there because he was working.

Yes i now live 200 miles away. When we actually split i was living in a falt local to my now ex, the lease ended so i moved back to my home area where my immediate family are.

Is that still random for you..?

ChaseMe

atrixblue.-MFR-. wrote: »

OP things are not stacking up, your extremely unclear.

your GF's car you said firstly, you swapped with because you lost your job and was cheaper to insure than yours, great, chanmged docs and had insurance covered. Correct

then six months later decided to split she wanter her car back you exchanged and had your ORIGINAL CAR BACK,. but you didnt inform DVLA of any changes of registered keeper, eventhough you had the V5 there waiting to do so you also didnt inform your insurance of change of vehicle details and as it remains they still think you own a car that now your EX has and has had for months.Correct but bear in mind that as we had third party insurance, we wern't actually aware we were doing anything wrong. The reason we did not change back was because the insurance company would make charges to change the policy and we thought we would lose the six months no claims we had built up. We agreed to change the documents back etc when the year was up so we could have that extra years no claims each. Also bear in mind i never had my V5 until the monday it was sent off. She had it all the time. I had the one for her car as i was registered on it and vise versa.
i'll explain the fronting bit clearly here:

main driver of your car: YOUR EX GF
main policy holder:YOURSELF
<fronting bit the car you insured on is different to the car you drive.
main drive of her car:YOURSELF
main policy holder:YOUR EX GF

CAR YOU HAVE NOW: subura impreza wrx sti uk300
CAR YOUR INSURED ON:fiesta 1.3 encore
<defrauding bit as the cost of the car would be greatly higher had it be normally.
CAR EX HAS NOW:fiesta 1.3 encore
CAR SHE HAS INSURANCE ON:subaru impreza wrx sti uk300

terms of DOV according to my policy COOP. you may drive other vehicles that: are not registered to YOURSELF or PARTNER, CIVIL PARTNER or registered at the same address , that you have permision from the LEGAL owner, is NOT hired, leased, or privately rented or curtesy car, the vehicle must have insurance, should have Vehicle Excise Duty and a valid MOT. you may drive other cars on this policy for the purpose of intended short term use and emergency's only, you are not permitted to drive any commercial vehicle under these terms, you are not permitted to drive any vehicle exceeding 1799cc, the vehicle must not have any attachments such as trailers or caravans. you must be over the age of 25 to be able to use DOV.

See above...........