Car Bought March '11 Faulty Advice Needed?

dancelikenooneiswatching

Hello

I am hoping you can help me. I have posted about a problem with our faulty car and the fact the insurance will not pay out for it.

The basics are the car set on fire as a result of a faulty cigarette lighter which caused the Fuse Box to set on fire fusing the Loom to the Fuse Box and the car was then not driveable. Took it to an auto electrician who tried to fix it but the fuse box which was put in and the part of the loom wired in needed decoding so towed it to Fiat Dealer, Fiat Dealer ran diagnostics and stated would need new Fuse Box, Wiring Loom etc and would cost around £5,500.00 they sent this to Insurance and Insurance are saying it is an Electrical fault and they will not pay out.

So a poster responded and stated that as we bought the car in March 2011, approximatley 5 months ago that we should speak to Consumer Direct regarding the Car Dealer we bought it from.

I am going to speak to them tomorrow but I was wondering if anyone hear knew of any rights we have about this. The main problem is we have £5,000 Finance on this car and it would not be worth fixing but don't want to have to pay the finance for a faulty car that we can not use.

Thank you in advance

Flyboy152

Faulty Advice Needed?

Well, you've come to right place for it, you'll get lots of faulty advice here.

Flyboy152

Sorry, couldn't resist that one.

However, what did the selling dealer say about the repairs?

As you have finance on the car, you can make a claim against the finance company (as they have a joint liability along with the seller), according to section seventy-five of the Consumer Credit Act.

s_b

Flyboy152 wrote: »

Sorry, couldn't resist that one.

However, what did the selling dealer say about the repairs?

As you have finance on the car, you can make a claim against the finance company (as they have a joint liability along with the seller), according to section seventy-five of the Consumer Credit Act.

you need to read OP,S previous posts before suggesting such
as i say 5 times at work everyday if only customers told the truth the whole truth and nothing but the truth the wheels of the world would roll much smoother

i gave my professional advice on tother thread
https://forums.moneysavingexpert.com/discussion/3417493

its obviously been walked over by OP because they didnt like the truth
mmmmmmmmmmmmmmmm

colino

Did the insurance company reject the claim because someone put a nice cigarette-lighter sized 5p in the slot and that negligence caused the fire?

s_b

colino wrote: »

Did the insurance company reject the claim because someone put a nice cigarette-lighter sized 5p in the slot and that negligence caused the fire?

aha i did that on a siciento took me all day sussing that one out:rotfl:
grande puntos apparently have a fuse seperate to the main fuse box for just such an occasion as a friend of mine blew the power putting in his sat nav into the ciggie lighter
the dealer found the fuse and replaced it an no cost but i never got to hear where it is

dancelikenooneiswatching

s b I politley replied to your post against my other post but I do strongley resent you implying that I have not told the truth as you state 5 times a day! Thank you for your assistance and input but please refrain from judging me, thanks

Hammyman

dancelikenooneiswatching wrote: »

s b I politley replied to your post against my other post but I do strongley resent you implying that I have not told the truth as you state 5 times a day! Thank you for your assistance and input but please refrain from judging me, thanks

It is really simple.

The cig lighter socket can only handle a certain amount of power. The cable going from the fuse box to the cig lighter socket is only rated for a certain current. The fuse in the fuse box for the cig lighter socket is one which is rated below that of the cable and the cig lighter socket so in order for the wiring to melt and set on fire, someone at some point has changed the fuse from what it should have been to one with a higher rating.

The last time I saw wiring the same rating as that which supplies the cig lighter socket getting set alight, the moron had put a 25 amp fuse in the place of the 10 amp one that should have been there because the things he was plugging into it kept blowing the 10 amp fuse.

Kilty_2

Hammyman wrote: »

It is really simple.

The cig lighter socket can only handle a certain amount of power. The cable going from the fuse box to the cig lighter socket is only rated for a certain current. The fuse in the fuse box for the cig lighter socket is one which is rated below that of the cable and the cig lighter socket so in order for the wiring to melt and set on fire, someone at some point has changed the fuse from what it should have been to one with a higher rating.

The last time I saw wiring the same rating as that which supplies the cig lighter socket getting set alight, the moron had put a 25 amp fuse in the place of the 10 amp one that should have been there because the things he was plugging into it kept blowing the 10 amp fuse.

How do you suppose that is relevant to the OP - on a 2nd hand car in which they probably didn't even know where the fusebox was until this happened.

s_b

Kilty wrote: »

How do you suppose that is relevant to the OP - on a 2nd hand car in which they probably didn't even know where the fusebox was until this happened.

because hammyman is giving a reason and probably the cause of the problem
did you read the other thread i linked to?

Flyboy152

s_b wrote: »

because hammyman is giving a reason and probably the cause of the problem
did you read the other thread i linked to?

I read it and am still at a loss as to why you believe the OP is not being truthful. Perhaps you could point it out to everyone.