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What have you given up as a DFW?
Verbatim
Posts: 4,831 Forumite
I was wondering what people have given up in order to maximize debt repayments.
For me it's haircuts, meals out, then for this month and maybe next booze, also I need new specs and should go to the dentist but I'm putting it off for a few months.
Have v expensive to run 17 year old and am trying to prioritize her!
For me it's haircuts, meals out, then for this month and maybe next booze, also I need new specs and should go to the dentist but I'm putting it off for a few months.
Have v expensive to run 17 year old and am trying to prioritize her!
CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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Don't put off going to the dentist - if there's anything wrong it'll cost you far more in the long run. Your eyesight is precious too - don't risk damaging it for the sake of a few quid test. They don't just test your vision, they look at the health of your eyes too.
I gave up haircuts and dyed my own for a while, but it damaged it eventually, so I'm back at the ahirdresser's now. Also gave up my acrylic nails for 2 and a half years, but back hooked on them now!******** Never be a spectator of unfairness or stupidity *******"Always be calm and polite, and have the materials to make a bomb"0 -
ive given up alcohol, havent had a drink since October!!!Married my amazing hubby on 8th September 2012 :j:j0
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Sky+ is the only thing we've really cancelled. Everything else we've just cut gotten better deals on what we already had. We're more controlled with our spending and keep track of everything and the only thing we've really sacrificied is wasting loads of money on rubbish!Total 'Failed Business' Debt £29,043
Que sera, sera.
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nights out to pub and club (not my thing anyway so why waste my money), gave up my expensive skincare regime and have found same products under different labels costing less than 10% of what I used to pay!CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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The Gym membership has gone - a good walk is much cheaper!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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the main thing i have given up is wasting food!
i have\cut my shopping bill in half and now menu plan and use leftovers.
have also stopped getting 'cashback' just for the sake of having cash in my purse.........if its there, its spent!
have also stopped the habbit of a magazine ans can of diet coke (or similar) its amazing how many fiver disappear that way- prior planning prevents poor performance!
May Grocery challenge £150 136/1500 -
fags and starbucks are the hardest things I've given up, but also nights out drinking and spending a fortune in tesco on food I end up just throwing away. Got much better at meal planning now, just need to learn how to cook to like the OS way.
My one luxury is my 10.99 cineworld unlimited pass, but I go to the cinema 5-10 times a month so it pays for it self 10 times over.Official DFW Nerd Club - Member no. 234 Proud to be dealing with my debts I love the Dave Ramsey podcasts. Debt Free Date (including house) Aug 2012 Live on £4000 a year the short version £918 for 29/09/08 - 01/01/09 spent £0 NSD's In October Target 10 Actual 0 Quit smoking 25/09/08 saved £5 so far0 -
I've given up going out clubbing and to gigs as much (still do it sometimes - got to live!) and also having lunches at work - pack-ups all the way.
I've also given up some of the more expensive skincare products, which I dont miss at all.
And finally, I've given up on the saturday shopping sprees!0 -
Going out to the pub. Went about 6 times last year. I also drink very little in the house now, maybe a bottle of wine a month, maximum.0
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I've given up the following:
- Going out to the pub, never really enjoyed it as always came back smelling of smoke. :mad:
- My Sunday shopping sprees.
- I've reduced the number of takeaways I have, plus I feel soo much healthier.
- Girlie nights out, have now been replaced by girlie nights in with a couple of bottles of wine, crisps, dips etc. The amount of money we've saved since doing this is unbelievable.:jSealed pot challenge 2009 - target £750. Dec - April £275
April NSD - 15/200
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