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DreamerHelen's New Diary - "Ad Astra per Aspera"

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  • PestoPasta
    PestoPasta Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi Helen, glad you are up and more positive.

    You ARE doing well. Just stick with it and imagine things once your payday loans are paid off. Hopefully you will not have to work quite so many hours then.:)
    :money:
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    PestoPasta wrote: »
    Hi Helen, glad you are up and more positive.

    You ARE doing well. Just stick with it and imagine things once your payday loans are paid off. Hopefully you will not have to work quite so many hours then.:)

    Thanks Hun....I know, if I'm honest with myself, that I haven't done so well this Week....but I also know that I'm not perfect and I can't be....even when I try!!

    I really feel like I have done my best this Week....

    It will be WONDERFUL when my PayDay Loans have been Paid Off....another few Weeks and they will ALL be gone...

    Have also phoned Vanquis this morning...who I have been avoiding for the past few Weeks....and they have said that if I pay a set amount then they will match it and it will clear my Card...so I'm going to do that...it's not a huge amount but it will be a relief to have that sorted out and then I can close down that Account....I can live without a Credit Card....I NEED to ....

    So that feels good....

    All in all it seems to be going well today....So I can't complain!!
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Well done you!

    Re the Vanquis - does it need to be a single payment or can you drib and drab it?
    Must use my stash up!
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Knit_Witch wrote: »
    Well done you!

    Re the Vanquis - does it need to be a single payment or can you drib and drab it?

    Thanks hun....Still feeling positive....

    Re the Vanquis, I've agreed to pay in one lump sum but it wasn't that much to start off with so it's not a huge payment...and at least it's one more thing GONE GONE GONE!! So I feel good about that....

    Just logged out for a Loo Break....Logging back on now....And then I'm sorted....Until 7pm....
  • PestoPasta
    PestoPasta Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Great news about Vanquis - another one soon to be gone. You can't complain about that!
    :money:
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    PestoPasta wrote: »
    Great news about Vanquis - another one soon to be gone. You can't complain about that!

    That's what I thought as well....and it's good that Vanquis are basically "Matching" what I am paying in....so they said that if I can pay half of what I owe in total then they will write off the other half of the Debt....which is amazing and I dont understand why they would do that....but I can't complain!!

    So in a couple of Weeks the Vanquis Card will be GONE GONE GONE completely....so basically by the end of August I will have paid off ALL of my PayDay Loans AND Vanquis AND most of my Friend Loans...the small ones at least....the larger ones are going to take a little more time to clear....

    So that feels like a good start to the Weekend....

    Phones quiet but I'll get there....
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Right....that's me sorted....I've had enough for the Afternoon....I'll be back in just over an hour for the Night Shift!!

    I think my main Regular might be on tonight...not sure but I'm hoping so!! And I plan on staying until I hit £350 and then I'm going to say enough is enough for this Week and take the rest of the day off tomorrow so that I can gear up for a busy busy busy Week next Week....

    I am DETERMINED to get over the magic £500 next Week....particularly if I want to pay off that Vanquis Card, which I do...desperately....I've done some stupid things in my time but applying for that card and spending it on NOTHING was pretty stupid....So it will be good to have it paid off...

    See you all around 8pm....I'm going to switch my Computer off now so that I can let it cool down before the Night Shift as it gets cranky if I leave it on for too long....

    See you all in a bit....
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    :T hiya hun, Im home, been a long day , 12 hours straight at work,on my feet at the county show, social event mostly, but sold loads of toys to the kids. But the good news is, Im on HOLIDAY !!

    Sounds like youre really doing good today hun, glad your mood is lighter, its funny how we sometimes feel really down for no good reason.

    So ..just off to do some cattle work with hubby, then back in to pack my case !

    Back in a wee whiley :)
    Its just a bad day, Not a bad life .. :cool:
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hey Mara hun....YOU'RE ON HOLIDAY!!!!!!!!!!!!!!!!!! :beer: :j :beer:

    I am sure you're all packed for your Week away (or is it two weeks??)....And I have an Order for YOU for a change - Are you ready?

    My Order for you is TO RELAX!!!!! :D

    Don't worry about me...I shall be just fine....I don't want to hear that you've been stressing, particularly not about me!!

    I'm back on now....for the Night Shift....could do with a nice Shot of Malibu and Pineapple Juice but a) I haven't got any and b) I won't do the work I do and be drunk doing it....definitely not a good a idea when you've got to play a role!! So, no Malibu for me tonight...

    I'll make do with a nice Glass of Dr Pepper.... :rotfl:

    Hmmmm I think I've gone slightly the other way now....I think I'm slightly hysterical as opposed to depressed....LoL....

    I'll keep you all Updated throughout the Night...I want to earn another £62 to take me up to £350 and then I'm calling it a Week and leaving well alone!! And having a Break tomorrow...Might be going out with Family...not sure at the moment....But whatever else I will be doing I will be RELAXING....and trying not to stress....

    Chat to you all later on xXx
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    That was weird...When I posted my last Post....it immediately came up with "You have been blocked from Posting"...so I'm not sure what happened there....but hopefully it was just a mistake or something...

    Weird...
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