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Barclaycard payment - payment taken from bank account, not reflected on B'card OLB

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Although direct debit payments take a few days to reflect on credit card online bankings they are always backdated so you won't be charged. Not a chance. Unless they've messed up directing the payment to your Barclaycard account... Oh wait, in which case they'll refund it anyway :o
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  • book12
    book12 Posts: 2,557 Forumite
    edited 8 August 2011 at 4:25PM
    topcat9 wrote: »
    Hi Book12,

    In theory, you shouldn't have anything to worry about. The timing of the direct debit payment is up to Barclaycard and they will have taken it out in time to meet your payment due date. The only thing I'm not too clear about though is that I think you said in one post that the direct debit had been set up for a long time, but in a later post that this was your first payment on the card? Maybe you could clarify this as it might be important?!

    Sorry for not making it clear.

    My very first payment (July) was by debit card, second payment (this month) is by DD.

    Even though the DD was set up back then, my first payment was by debit card, as I'm worried the DD won't work.... :o
  • Dont worry, my DD in full was due Sunday 7th, weird date I know, payment due today, next bill generated tonight. As expected funds left Barclays late Friday Night, nothing shown on my BC account online. I expect late tonight everything to be shown ok and a statement for next month will be ready.
  • Ah looked at my Barclaycard account, no new statement yet will appear in the next hour but my DD has cleared and showing. Only problem with this DD is BC appear to be taking my payment earlier and earlier each month now.
  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    All up to date now :)
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  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    oh has a post office c/c ,i paid the full amount at our bank the money left the account on the 28th july it wont come off the balance untill august 14th [17 days later !!!!]
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  • book12
    book12 Posts: 2,557 Forumite
    Ah looked at my Barclaycard account, no new statement yet will appear in the next hour but my DD has cleared and showing. Only problem with this DD is BC appear to be taking my payment earlier and earlier each month now.

    Checked my BC online banking today, and the payment has cleared. Statement due date is now showing, and no statement amount yet.

    Thanks for all your help guys.
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    CHRISSYG wrote: »
    oh has a post office c/c ,i paid the full amount at our bank the money left the account on the 28th july it wont come off the balance untill august 14th [17 days later !!!!]

    Really?

    What's the reason for that?

    I'm reluctant to say I don't believe you, but it doesn't sound normal.
  • book12 wrote: »
    Checked my BC online banking today, and the payment has cleared. Statement due date is now showing, and no statement amount yet.

    Thanks for all your help guys.

    Same here, paying by DD must delay the Statement being created, I guess still going through at there end. Not paying DD you always get the statement the next day after the due date.
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