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Cars and Petrol

2

Comments

  • lala9
    lala9 Posts: 686 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    sazaboo wrote: »
    i got told limit of value for a car was 2 grand...last week, so fairly recent?

    they wont have an 'intrest' in the car as an assetm, but its getting the allowances to keep it....Lala, what stage are you at?

    Very early not been to court yet and haven't got a court date. Hoping early September. But all this is putting me off quite frankly. Just doesn't make sense, why penalise someone for spending money on fuel when they will just turn around and use public transport which will cost more???
  • lala9
    lala9 Posts: 686 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well as far as I can tell when I was looking into this (and its very difficult to find info on this) the actual allowance for petrol isn't the problem. Sometimes they don't bother with the cr and sometimes they do. The main thing I think you have going for you is the value is low. Although this isn't a determining factor in keeping the car if you were the OR is it worth the hassle to realise two hundred quid? Actually it wouldn't raise that as there would be costs to selling it...

    My main concern, and I'm not being funny here, would be regarding the safety of the vehicle.

    Even if you aren't working I'm sure I read something about it can be exempt if they believe having the car would make it more likely that you would find work.

    I am in full time employment. I live 4 mins drive from my place of work and my childrens school, but 10 mins drive from after school club. And I do have a commute 3 times per week 52 mile round trip.
  • stuart30
    stuart30 Posts: 499 Forumite
    Well as far as I can tell when I was looking into this (and its very difficult to find info on this) the actual allowance for petrol isn't the problem. Sometimes they don't bother with the cr and sometimes they do. The main thing I think you have going for you is the value is low. Although this isn't a determining factor in keeping the car if you were the OR is it worth the hassle to realise two hundred quid? Actually it wouldn't raise that as there would be costs to selling it...

    My main concern, and I'm not being funny here, would be regarding the safety of the vehicle.

    Even if you aren't working I'm sure I read something about it can be exempt if they believe having the car would make it more likely that you would find work.

    But that's the bizarre thing my OR said that the law states that unless your working or actively looking (proof required) your not entitled too the car and it will be taken..often ends up costing as a third party deals with it.

    Told him that's just plain stupid but he said once again..the law is the law.?

    Also raised the medical issue with him as at the time i couldnt walk..so public transport wasnt an option..he bluntly said that it wasnt their problem.
  • lala9
    lala9 Posts: 686 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    stuart30 wrote: »
    But that's the bizarre thing my OR said that the law states that unless your working or actively looking (proof required) your not entitled too the car and it will be taken..often ends up costing as a third party deals with it.

    Told him that's just plain stupid but he said once again..the law is the law.?

    Also raised the medical issue with him as at the time i couldnt walk..so public transport wasnt an option..he bluntly said that it wasnt their problem.
    So no matter how much your car is worth they take it? But if you are out of work ie sat at home all day you get to keep it. Haha, what a surprise..!
  • dojoman
    dojoman Posts: 12,027 Forumite
    I kept my car due to health reasons (medically retired) and all the examiner asked for was a supporting letter from my doctor. She never once said it would be taken away. It was valued at £4300 therefore she allowed me £2000 against it and I had to buy the BI back. There is no hard and fast rule only concerning if it is required for work and I am proof of that:)
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • davidgmmafan
    davidgmmafan Posts: 1,459 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mixed Martial Arts is the greatest sport known to mankind and anyone who says it is 'a bar room brawl' has never trained in it and has no idea what they are talking about.
  • davidgmmafan
    davidgmmafan Posts: 1,459 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That's the facts, but you have to also bear in mind that this is administered by people. So one person may apply the rule strictly and another will now.
    Mixed Martial Arts is the greatest sport known to mankind and anyone who says it is 'a bar room brawl' has never trained in it and has no idea what they are talking about.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    ok lets clear this up, there are 2 reasons you can keep a car.

    1. If you need it during your work or to get to your employment. This is often extended to include the seeking of employment.

    2. to fulfil your basic domestic need. like in DOJO's case, you have to show that it is necessary rather than merely convenient.

    It does not cost the OR to have a car taken away (they have a deal with a cartakebackscheme who take them for free)

    again for fuel it is any work related plus any essential basic domestic need,

    You see this is the problem with asking what other people put down on their forms, as you will get many differnt answers as everyones situation is different, thats why the OR is there, to determine what is reasonable or not (in the first instance), so thw best answer is always to put down what you think you need and argue your case as to why you think it is reasonable
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • lala9
    lala9 Posts: 686 Forumite
    Part of the Furniture 500 Posts Combo Breaker

    I read this earlier, and another reason why I started to post about it.
  • stuart30
    stuart30 Posts: 499 Forumite
    debtinfo wrote: »
    ok lets clear this up, there are 2 reasons you can keep a car.

    1. If you need it during your work or to get to your employment. This is often extended to include the seeking of employment.

    2. to fulfil your basic domestic need. like in DOJO's case, you have to show that it is necessary rather than merely convenient.

    It does not cost the OR to have a car taken away (they have a deal with a cartakebackscheme who take them for free)

    again for fuel it is any work related plus any essential basic domestic need,

    You see this is the problem with asking what other people put down on their forms, as you will get many differnt answers as everyones situation is different, thats why the OR is there, to determine what is reasonable or not (in the first instance), so thw best answer is always to put down what you think you need and argue your case as to why you think it is reasonable

    Well maybe someone should take up point 2 with OR who dealt with me..he stated 100% without question if not used for existing job or proven it was absolutely needed for looking for work it would be taken..even had a meeting with my specialist with regards forwarding the report too OR but was told still made no difference.

    Maybe as posted each OR interrupts the law differently...or maybe i was right when i first when bankrupt and complained about OR being so harsh..maybe he"s just incompetent...:rotfl:
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