Airmiles/Rewards for Card Payments

JoeMartin

Hello,

I am a Visa Debit Card holder with Barclays and it's the only card I own. I try my hardest to remain in credit without unnecessarily taking on extra cards, overdrafts or loans. However, every week I spend almost a hundred pounds on train fares and I'm wondering if there's a card I can use that will reward me (preferably in airmiles) for the purchases I make, without agreeing to any loans or risky financial commitments. I don't like the idea of paying out all this money each month when I may be missing a trick on a good deal. I've had a good search around but sadly I'm not too savvy on the banking lingo of ISAs, APR and such so I'm not entirely sure what I'd be getting myself into.

Apologies if I've submitted this to the wrong area.

Thank you,

Joe.

Saints2011

Lloyds TSB Airmiles Duo Credit Cards, just pay of each month = no interest.

premierfella

OP - the following may or may not apply to you, but just in case it does...
Some people actively avoid overdrafts, credit cards, etc because they are worried about accidentally running up a large negative balance. If this applies, simply use the credit card as suggested and transfer the same amount from your bank to the credit card account each time you purchase the train ticket rather than when the monthly bill comes in - you will still benefit from getting the air miles.

hermante

Getting a credit card and paying off the balance in full will actually help your credit score. Credit cards may also be able to protect you if your train gets cancelled or something.

Without any further details about what airmiles you want or which trains you take, perhaps the Virgin credit card will be of interest? I believe you can use it to earn Virgin miles and even Virgin train tickets.