Tuesday 2nd August 2011 - What Small Things will you do today……?

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free! :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important.


Morning All,

Hugs to those that need them, hi to all regular posters and newbies

Today I have/will
• Will have a LSD – need to buy breakfast and lunch, but these should be cheapies as the canteen is subsidised (ran out of time this morning)
• Do any surveys in my mailbox
• Look for MS jobs
• Dinner from stores
• Checked my online banking – moved odd pennies to ISA
• Worked on my budget for the month – not pretty, but should be OK
• Check Quidco
• Charging phone at work
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Check mobile useage
• Batch cook a couple of meals for the week – didn’t do this yesterday!
• Catch up on the thread whilst dinner is cooking

Will see what happens....

Take care everyone
Candy xxx

ixia

Morning everyone

Candy- thanks for starting us:

Today I have:

• Checked online banking- halifax reward been paid in I will move to ISA
• Bed stripped and in machine
• checked e-mails
• breakfast from stores

Just going to have a bath and then

I will:

• Hang washing out doesn't look to promising
• Pick MIL up from hospital
• make lunch and dinner from stores
• Maybe pop into Mr M's on way home from hosp to get a few bottles of washing powder. It's £1.50 never tried it but will give it a go at that price.
• Empty a bag that's been lying in my room since I came back my hols- just keep walking past it and it will only take 5 mins to do.
• make up sandwich fillings for DH's lunchbox.

Have a good day everyone.

stitching_witch

Good morning all, and thanks to Candy for starting us off this morning. I've sat and stared at this screen long enough; time to get on with things..

So far today:

• checked banking
• checked for surveys
• fed and watered the chickens
• had HM granola for filling breakfast
• got sourdough starter out of fridge to kick it back into life
• grabbed a few bits for lunch/snacks

I will also:

• visit my favourite charity shop at lunchtime and spend no more than a pound (looking for something specific )
• keep an eye on surveys during the day
• try to get through the working day; yesterday was awful again
• dinner from stores - spaghetti carbonara using fresh, free-range organic eggs with food metres not food miles :rotfl:
• visit friend tonight and help with her crochet problem - free coffee and cake!

Not much of a list, but tbh I've got myself into a bit of a cba mood this week so even the above is enough for me!

catch up later, stitchy x

josiebabie

Morning all!
Going for it today, for the first time in ages I have a good looking diary and might not be so bored today. Had a power cut last night for an hour and a half last night, which struck me as very MSE! Lol
My list:-
- Checked banking
- Frozn three portions of veg curry
- Lunch/snacks from home
- DD back to her dads til Friday eve
- Update spending diary, LSD as nipped to Mr T's to buy insoles and polish - spent 56p as used voucher!
- Sell 2x purges?
- Sparkle

Jx

sharronej

Hi, Please may I join?

I've also checked my emails and banking (there seems to be a link between debt and checking your bank accounts lol). I've updated my monthly account book to give myself space for unexpected spends and dh's habit of ordering business parts out of the household account - I'm also keeping an eye on those and will present him with a nice bill at the end of the month lol.

Joined the 1 debt in 100 days board.

Will make a list of all the food in the house and maybe join the store cupboard challenge board.

Batch cook some lentil soup for myself.

Walk to the bank instead of taking the car.

Amara

Hello!
Today,I have:
-checked my emails
-my ebay, no sales
-updated my both threads
-started a washing machine
-hada shower
I will:
-[STRIKE]go to my three customers[/STRIKE]
-[STRIKE]iron[/STRIKE]
-[STRIKE]find my paperwork about my money shop loan, how great I can pay it off now and don't use it again[/STRIKE]
-[STRIKE]go to money shop[/STRIKE]
-do some paperwork for my business
See you soon!

WelshWoofer

Morning all! Its pouring down here! So much for the heat wave!





So far this morning I have...

• Walked the dog
• Dropped dog off for much needed haircut and make over
• Popped to local shop for some on offer Mr Muscle (£1)
• Paid council tax by phone
• Showered instead of bathed
• Put the bins out

And I need to...

• Wait in for the man from the blind shop to come to measure the window, ask him to measure another window while he's here to save him coming back when I can afford the other blind DONE
• Pick up beautified dog DONE
• Gloss the window sill in bedroom 3 Lost the will to live with painting so will do tomorrow
• Gloss the paintwork in the downstairs toilet (all emulsioning done yesterday)
• Put together Ikea bookshelf DONE
• Put together Ikea desk chair (not looking forward to these!) DONE
• Sort out coats and jackets and put some in the charity bin DONE
• Go through a few bags of books (there's 6 bin bags full to do) and sort those for the charity shop and those for mum and sister Will do tonight
• All food from stores DONE
• Phone bank to make mortgage appointment DONE

That should keep me busy for a while!

Have also taken dog to the park, dropped off repeat prescription, tidied a big pile of old post, posted ex-OH's mail on to him, paid council tax and downloaded 25% reduction form for council tax. Been quite productive I suppose?
Have also changed the water timer to only come on for an hour in the morning and evening now there's only me and the dog

Aria`s_Tail

Morning everyone,
I'm still in the W Midlands by default. There was an accident yesterday and the m6 North was shut till this morning. The local traffic was heaving. I could have gone up the back roads and had a scenic trip through Staffs but really couldn't be trashed so stayed put for another night. So todays list is a bit of a repeat of yesterdays:
Quick shower soon.
Breakfast from flat.
Fill up with fuel at Mr M.
Drive carefully 200 miles up M6.
Have lots of doggie snugggles when I get back. (and maybe off OH too).
WAshing on when I get back.
A bit of decluttering.
College work.
NSD apart from petrol hopefully.

Have a good day everyone.

little_pink_purse

morning

well still not been to bed
been to hospital with ds for test

today
sleep
must be up by 7pm last one yeha xx

take carexx

Chrisblue1962

Found 5 pence in the street outside my house - another one for one of my three "Tiddler Tins"

Travelled to work by train again today as opposed to using car.

Nottoobadyet

Aria`s_Tail wrote: »

Have lots of doggie snugggles when I get back. (and maybe off OH too).

Awww :A

Nice to see you back yesterday, La E. Tell us all about your hols!

Had a very MSE evening last night as I got home, ate some pasta as was ravenous and passed out to sleep at 8 pm!! Woke up early this morning and feeling fresh.

So today:

• Got a ride from roomie to work
• fixed up mum's CV and cover letter for job she's applying for
• lunch provided by work
• ring up teacher this afternoon
• check banking and update budget
• try to meet colleague for dinner but if not will cook at home for myself and roomie
• remind ex to send me the money my online banking sent him incorrectly :mad: good thing we are on speaking terms!
• fantasize about my future motorbike :cool:

happy Tuesday, everyone!