What interest rate are you getting?

RobLondon1984

I like to know what bank and interest rate people are getting

For me

ISA - Manchester 3.01%, AA 3.35%
Savings - Anglo Irish 1.84% Net, Natwest E-saver 0.8% Net, Sainsburys E-saver 0.08% Net, Santander E-saver 0.08% Net, NS and I (£100 Minimum) 0.24% Net
Current account- Halifax 5% Net, Natwest 0.08% Net, Santander 0.08% Net, Barclay 0.08% Net

You can list the amount you have in each account if you want.

ses6jwg

ISA - Nationwide 3.1%, Santander 3.5%
Current Account - Santander 5%
Internet Saver - Santander 3%
Index Linked Savings Certs - NS&I 6%+
S&S ISA - Currently 6% growth + dividends

k9oky

hey, I see in the post above you also have the Santander Zero Current account which pays 5% interest on up to a maximum balance of £2500 in the first year.

I signed up for this by switching my current current account literally 2 months ago.

I actually had a balance on average for the first month up to their limit to get the 5% interest and correctly received the £5 interest that month for doing so, however this month I just received my interest 2 days ago and accidently I had an average balance this month of around £4000-£6000 and do you know what I received over £10 and that includes their reduction in tax. SO what this means is although they say there is a limit of £2500 to get the 5% and any more balance you get no interest is complete rhubarb, anyone else noticed this cos it's definately working like this for me and will be trying to work out what the real limit is to maximise my returns. I've been searching online for the answer to this but found no one talking about it. I'm sorry but Santander for me rock, their customer service is not the best but they obviously want money and are being nice to me in many ways and therefore that makes me like them cos usually banks are exactly the opposite to me.

westendguy

Current Account: Alliance & Leicester Premier Direct now Santander >0.1%
Cash ISA: Birmingham Midshires 2 yr Fixed rate 3.50%
First Save 1 yr Fixed rate bond 3.50%
HL Vantage Stocks & Shares ISA currently up 16% since June 2009

Ciaran124_2

Rob and ses6jwg Some of your interest rates are really bad I hope yous dont acc use them saving and current accounts anymore.

Cash ISA Santander Flexible 3.3%
Saving Santander E-saving 3%
Current account Santander Current account not sure think 5%, but I dont pay £1000 each month so mightn't be that high. I also have an Ulster Bank account but leaving that bank to go with santander.

10_66

Ciaran124 wrote: »

...Current account Santander Current account not sure think 5%, but I dont pay £1000 each month so mightn't be that high...

If it's a Preferred Current Account you won't get 5% on it if you're not paying £1,000 into it (if you don't pay in the min £1K, you won't get any interest at all on the whole balance). Their website states "5% AER (fixed) for 12 months on balances up to £2,500 when you pay in at least £1,000 per 30 days. After 12 months, this rate changes to 1% gross/AER (variable). A £2 underfunding fee will apply in any month that you cannot pay in at least £1,000" .



.......

natman

ISA - 3.2% Halifax
Regular saver - Norwich and peterborough - 4%
Instant access saver -Northern rock - 3%
Instant saver - coventry building society - 3.15%
Instant access santander - 3%
Current account Santander - 5%

Old_Git

mortgage rate 0.18 % or £26.99 per month

YorkshireBoy

natman wrote: »

ISA - 3.2% Halifax

But only until midnight tonight, when it falls to 2.8% (for you) ...

http://www.halifax.co.uk/savings/accounts/cash-isas/isa-direct-reward/?!!!!!hpc_p3_pr_but_r1

Apologies. Please ignore

rb10

YorkshireBoy wrote: »

But only until midnight tonight, when it falls to 2.8% (for you) ...

http://www.halifax.co.uk/savings/accounts/cash-isas/isa-direct-reward/?!!!!!hpc_p3_pr_but_r1

I'm not sure about that ... http://www.halifax.co.uk/savings/interest-rates/personal-rates/#Halifax_ISA_Direct_Reward says 'UK annual rates for accounts opened after 1st August 2011'.

Looks like existing customers hold the old rates, but probably worth checking on online banking tomorrow.

linz

First Direct Current Account (not sure what interest is on this, I switched from Halifax to get the £100)
Halifax Reward Current Account - still open for the £5 pcm for sweeping £1k through it
Halifax Websaver - 3%
Halifax ISA reward - 3.2% (and I hope it stays at this rate - only just opened it !)
First Direct Regular saver - 8%